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18518 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 18518? Our rates are very competitive for homeowners living in Old Forge, PA. Many homeowners based out of your 18518 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Pennsylvania licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 18518 should appear in the zip code field ready to go. For Old Forge, PA Home Insurance Rate Quotes click to review the best rates and service online!

18518 Average Premium is Rated: Medium!

Homeowners living in 18518 can easily save up to 40% off the average home insurance premium of $876 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Old Forge that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 18518 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 18518!

18518 Home Insurance Average Premiums

Local 18518 homeowners insurance quotes comparison

$626 /yr.

Shows Zip Code: 18518 lowest rates with discounts applied on average.

For the 18518, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$626 /yr.
Average Coverage:$876 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1176 /yr.

What is the average home insurance cost for a home in 18518?

  • • The average homeowners insurance premium paid annually for a home in 18518 is around $876 per year.

What does it cost on average per month for home insurance in 18518?

  • • Homeowners in 18518 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 18518?

  • • Autoowners in 18518 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Old Forge, check out other zip codes nearby 18518.
To review average rates in another zip code, click on a zip code below:
18518  | 

Home Replacement Cost Coverage in 18518

Average Building Cost Per Square Foot in 18518: $136

Location: Old Forge, Pennsylvania (Lackawanna County)

Average Square Footage in 18518: 1,062 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 18518 before you start any project. Old Forge homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 18518 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 18518 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,062 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Old Forge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,062$144,400
Additional Upgrades & Added Features$1701,062$180,500
Major Home Updates or Advancements$2041,062$216,600

It's important to understand that when you estimate your replacement cost of your home in the 18518 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Housing Demographics for 18518

Population Review for 18518 Zip Code

For the city of Old Forge, the population within 18518 has increased to over 8,997 residents in population size. The current population total is 8,497. We have broken down the population based on race below. In 18518, there are over 4093 in male population and 4404 females.

PopulationValues
Total Population8,497
White Population7664
Black Population188
Hispanic Population500
Asian Population127
Hawaiian Population0
Indian Population11
Other Population178
Male Population4093
Female Population4404
Population Estimate8997

Household Data for 18518

The average number of homes in 18518 is around 3,783, there are an average of 2.25 per household. The average house value according to local real estate values is around $144,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,783
Persons Per Household2.25
Average House Value$144,400
Income Per Household$62615
Median Age46.0
Median Age Male44.7
Median Age Female47.0
18518 DetailsValues
StatePA
State Full NamePennsylvania
City TypeN
City Alias Abbreviation
Area Code570/272
CityOld Forge
City Alias NameOLD FORGE
CountyLackawanna
County FIPS069
State FIPS42
Time Zone5
Day Light SavingY
MSA7560
PMSA
CSA
CBSA42540
CBSA_DIV
CBSA_TypeMetro
CBSA_NameScranton--Wilkes-Barre, PA
MSA_NameScranton--Wilkes-Barre--Hazleton, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses170
Number Of Employees1703
Business First Quarter Payroll15066
Business Annual Payroll67602
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population563631
CBSA Division Population0
Congressional District08
Congressional LandArea706.93
Delivery Residential3999
Delivery Business222
Delivery Total4260
Preferred Last Line Key014177
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key014177
Land Area4.046000
Water Area0.000000
City Alias Code
City Mixed CaseOld Forge
City Alias Mixed CaseOld Forge
Box Count0
SFDU3774
MFDU28
State ANSI42
County ANSI069
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number417540
Unique ZIP Name
SSA State County Code39420
Medicare CBSA Code42540
Medicare CBSA NameScranton--Wilkes-Barre, PA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseLackawanna

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