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17331 Home Insurance Rates & Premiums
Did you know there are over 55,458 people living within the 17331 zip code area? There are over 22,023 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:
- We will shop up to 12 home insurance companies for free.
- We will apply all discounts and credits to help you save up to 40% or more.
- We will answer any questions that you may.
- We will review the best policy and coverage option in 17331.
Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.
Average homeowners insurance premiums in Pennsylvania are on the rise. The estimated average premium is around $736 a year for a standard homeowners insurance policy in Hanover. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.
17331 Home Insurance Average Premiums
For the 17331, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $486 /yr. |
Average Coverage: | $736 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1036 /yr. |
What is the average home insurance cost for a home in 17331?
- • The average homeowners insurance premium paid annually for a home in 17331 is around $736 per year.
What does it cost on average per month for home insurance in 17331?
- • Homeowners in 17331 pay a monthly average cost per month around $61.00.
What kind of discount could I get if I combine my home and auto insurance together in 17331?
- • Autoowners in 17331 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Hanover, check out other zip codes nearby 17331.
To review average rates in another zip code, click on a zip code below:
17331 |
Home Replacement Cost Coverage in 17331
Average Building Cost Per Square Foot in 17331: $136
Location: Hanover, Pennsylvania (York County)Average Square Footage in 17331: 1,402 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 17331 before you start any project. Hanover homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17331 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 17331 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,402 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hanover area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $136 | 1,402 | $190,700 |
Additional Upgrades & Added Features | $170 | 1,402 | $238,375 |
Major Home Updates or Advancements | $204 | 1,402 | $286,050 |
It's important to understand that when you estimate your replacement cost of your home in the 17331 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 17331
Baugher Insurance Agency
Address: 110 Broadway Hanover, PA 17331Phone: (717)632-3200
Website:
Allstate Insurance - Laura Lowman- Wertman
Address: 1147 Eichelberger St Hanover, PA 17331Phone: (717)646-8238
Website:
Best Home & Auto Insurance Agencies in 17331
Allstate Insurance Company - Jeffrey Anderson
Address: 121 York St Hanover, PA 17331Phone:
Website: http://www.allstateagencies.com/018197?cid=OTC-YP.com-IYP&att=TL
Info:
Fischer Insurance Agency
Address: 235 N Railroad St Hanover, PA 17331Phone:
Website:
Info:
Insurance Exchange Limited
Address: 217 Frederick St Hanover, PA 17331Phone:
Website: http://www.insuranceexchangeltd.com
Info:
Drago- Frances T - State Farm Insurance Agent
Address: 240 Frederick St Hanover, PA 17331Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance Company - William Myer
Address: 1557 Baltimore Pike Hanover, PA 17331Phone:
Website: http://www.national.citysearch.com/profile/667572740/hanover_pa/allstate_insurance_company_william_myer.html
Info:
Housing Demographics for 17331
Population Review for 17331 Zip Code
For the city of Hanover, the population within 17331 has increased to over 57,987 residents in population size. The current population total is 55,458. We have broken down the population based on race below. In 17331, there are over 27068 in male population and 28390 females.
Population | Values |
---|---|
Total Population | 55,458 |
White Population | 48832 |
Black Population | 1312 |
Hispanic Population | 3337 |
Asian Population | 608 |
Hawaiian Population | 22 |
Indian Population | 127 |
Other Population | 1513 |
Male Population | 27068 |
Female Population | 28390 |
Population Estimate | 57987 |
Household Data for 17331
The average number of homes in 17331 is around 22,023, there are an average of 2.48 per household. The average house value according to local real estate values is around $190,700. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 22,023 |
Persons Per Household | 2.48 |
Average House Value | $190,700 |
Income Per Household | $69187 |
Median Age | 42.7 |
Median Age Male | 41.0 |
Median Age Female | 44.5 |
17331 Details | Values |
---|---|
State | PA |
State Full Name | Pennsylvania |
City Type | P |
City Alias Abbreviation | |
Area Code | 717/223 |
City | Hanover |
City Alias Name | HANOVER |
County | York |
County FIPS | 133 |
State FIPS | 42 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 9280 |
PMSA | |
CSA | 276 |
CBSA | 49620 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | York-Hanover, PA |
MSA_Name | York, PA MSA |
PMSA_Name | |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1220 |
Number Of Employees | 24629 |
Business First Quarter Payroll | 258634 |
Business Annual Payroll | 1112545 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 434972 |
CBSA Division Population | 0 |
Congressional District | 10|11|13 |
Congressional LandArea | 8378.06|3356.48|155.18 |
Delivery Residential | 23382 |
Delivery Business | 1404 |
Delivery Total | 24921 |
Preferred Last Line Key | X18780 |
Classification Code | |
Multi-County | Y |
CSA Name | Harrisburg-York-Lebanon, PA |
CBSA_DIV_Name | |
City State Key | X18780 |
Land Area | 74.418000 |
Water Area | 1.305000 |
City Alias Code | |
City Mixed Case | Hanover |
City Alias Mixed Case | Hanover |
Box Count | 270 |
SFDU | 19164 |
MFDU | 593 |
State ANSI | 42 |
County ANSI | 133 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 413452 |
Unique ZIP Name | |
SSA State County Code | 39800 |
Medicare CBSA Code | 49620 |
Medicare CBSA Name | York-Hanover, PA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 7 |
County Mixed Case | York |
Pennsylvania Homeowners Insurance News & Information
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Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025
According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs. Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders. Florida Peninsula has filed […]
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How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025
According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common. In a recent AOL.com article, Paul Burns commented on how he had […]
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5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025
Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]