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Compare 17055 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Mechanicsburg just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 17,027 neighbors looking to save on their home insurance policy in the local 17055 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 17055. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Mechanicsburg, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Mechanicsburg, PA

17055 Home Insurance Average Premiums

Local 17055 homeowners insurance quotes comparison

$475 /yr.

Shows Zip Code: 17055 lowest rates with discounts applied on average.

For the 17055, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$475 /yr.
Average Coverage:$725 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1025 /yr.

What is the average home insurance cost for a home in 17055?

  • • The average homeowners insurance premium paid annually for a home in 17055 is around $725 per year.

What does it cost on average per month for home insurance in 17055?

  • • Homeowners in 17055 pay a monthly average cost per month around $60.00.

What kind of discount could I get if I combine my home and auto insurance together in 17055?

  • • Autoowners in 17055 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mechanicsburg area, check out other zip codes nearby 17055.
Review average rates in another zip code:
17055 homeowners insurance rates
17050 homeowners insurance rates

Home Replacement Cost Coverage in 17055

Average Building Cost Per Square Foot in 17055: $136

Location: Mechanicsburg, Pennsylvania (Cumberland County)

Average Square Footage in 17055: 1,611 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 17055 before you start any project. Mechanicsburg homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 17055 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 17055 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,611 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mechanicsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,611$219,100
Additional Upgrades & Added Features$1701,611$273,875
Major Home Updates or Advancements$2041,611$328,650

It's important to understand that when you estimate your replacement cost of your home in the 17055 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 17055

Best Home & Auto Insurance Agencies in 17055

Hargraves- Walter D - State Farm Insurance Agent

Address: 102 S Market St Mechanicsburg, PA 17055
Phone:
Website:
Info:

Housing Demographics for 17055

Population Review for 17055 Zip Code

For the city of Mechanicsburg, the population within 17055 has increased to over 43,792 residents in population size. The current population total is 40,353. We have broken down the population based on race below. In 17055, there are over 19285 in male population and 21068 females.

PopulationValues
Total Population40,353
White Population34100
Black Population1994
Hispanic Population1719
Asian Population1412
Hawaiian Population35
Indian Population88
Other Population712
Male Population19285
Female Population21068
Population Estimate43792

Household Data for 17055

The average number of homes in 17055 is around 17,027, there are an average of 2.31 per household. The average house value according to local real estate values is around $219,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode17,027
Persons Per Household2.31
Average House Value$219,100
Income Per Household$81525
Median Age41.6
Median Age Male39.9
Median Age Female43.4
17055 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code717/223
CityMechanicsburg
City Alias NameMECHANICSBURG
CountyCumberland
County FIPS041
State FIPS42
Time Zone5
Day Light SavingY
MSA3240
PMSA
CSA276
CBSA25420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHarrisburg-Carlisle, PA
MSA_NameHarrisburg-Lebanon-Carlisle, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1035
Number Of Employees21732
Business First Quarter Payroll375586
Business Annual Payroll1468614
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population549475
CBSA Division Population0
Congressional District10
Congressional LandArea8378.06
Delivery Residential18958
Delivery Business944
Delivery Total20376
Preferred Last Line KeyX19741
Classification Code
Multi-CountyY
CSA NameHarrisburg-York-Lebanon, PA
CBSA_DIV_Name
City State KeyX19741
Land Area39.225000
Water Area0.252000
City Alias Code
City Mixed CaseMechanicsburg
City Alias Mixed CaseMechanicsburg
Box Count315
SFDU12170
MFDU1114
State ANSI42
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415248
Unique ZIP Name
SSA State County Code39270
Medicare CBSA Code25420
Medicare CBSA NameHarrisburg-Carlisle, PA
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCumberland

Pennsylvania Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]