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16631 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 16631 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Curryville, PA quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 16631.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 16631 and start shopping.

Quickly and Easily Compare Average Rates for 16631

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Curryville, PA home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 16631

Homeowners in Curryville are paying roughly $889 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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16631 Home Insurance Average Premiums

Local 16631 homeowners insurance quotes comparison

$639 /yr.

Shows Zip Code: 16631 lowest rates with discounts applied on average.

For the 16631, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$639 /yr.
Average Coverage:$889 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1189 /yr.

What is the average home insurance cost for a home in 16631?

  • • The average homeowners insurance premium paid annually for a home in 16631 is around $889 per year.

What does it cost on average per month for home insurance in 16631?

  • • Homeowners in 16631 pay a monthly average cost per month around $74.00.

What kind of discount could I get if I combine my home and auto insurance together in 16631?

  • • Autoowners in 16631 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Curryville, check out other zip codes nearby 16631.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 16631

Average Building Cost Per Square Foot in 16631: $136

Location: Curryville, Pennsylvania (Blair County)

Average Square Footage in 16631: 1,318 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 16631 before you start any project. Curryville homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 16631 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 16631 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,318 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Curryville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,318$179,200
Additional Upgrades & Added Features$1701,318$224,000
Major Home Updates or Advancements$2041,318$268,800

It's important to understand that when you estimate your replacement cost of your home in the 16631 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 16631

Best Home & Auto Insurance Agencies in 16631

Housing Demographics for 16631

Population Review for 16631 Zip Code

For the city of Curryville, the population within 16631 has increased to over 0 residents in population size. The current population total is 85. We have broken down the population based on race below. In 16631, there are over 34 in male population and 51 females.

PopulationValues
Total Population85
White Population79
Black Population0
Hispanic Population2
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population34
Female Population51
Population Estimate0

Household Data for 16631

The average number of homes in 16631 is around 26, there are an average of 3.27 per household. The average house value according to local real estate values is around $179,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26
Persons Per Household3.27
Average House Value$179,200
Income Per Household$0
Median Age31.8
Median Age Male32.5
Median Age Female23.5
16631 DetailsValues
StatePA
State Full NamePennsylvania
City TypeZ
City Alias Abbreviation
Area Code814
CityCurryville
City Alias NameCURRYVILLE
CountyBlair
County FIPS013
State FIPS42
Time Zone5
Day Light SavingY
MSA0280
PMSA
CSA107
CBSA11020
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAltoona, PA
MSA_NameAltoona, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees167
Business First Quarter Payroll2420
Business Annual Payroll10541
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population127089
CBSA Division Population0
Congressional District13
Congressional LandArea155.18
Delivery Residential0
Delivery Business0
Delivery Total345
Preferred Last Line KeyX17867
Classification CodeP
Multi-County
CSA NameAltoona-Huntingdon, PA
CBSA_DIV_Name
City State KeyX17867
Land Area0.521000
Water Area0.000000
City Alias Code
City Mixed CaseCurryville
City Alias Mixed CaseCurryville
Box Count44
SFDU0
MFDU0
State ANSI42
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number411836
Unique ZIP Name
SSA State County Code39120
Medicare CBSA Code11020
Medicare CBSA NameAltoona, PA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseBlair

Pennsylvania Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]