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Compare 15061 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Monaca just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 5,512 neighbors looking to save on their home insurance policy in the local 15061 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 15061. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Pennsylvania rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Monaca, PA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Monaca, PA

15061 Home Insurance Average Premiums

Local 15061 homeowners insurance quotes comparison

$439 /yr.

Shows Zip Code: 15061 lowest rates with discounts applied on average.

For the 15061, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$439 /yr.
Average Coverage:$689 /yr.
2600 sq. ft. or higher
(all discounts applied)
$989 /yr.

What is the average home insurance cost for a home in 15061?

  • • The average homeowners insurance premium paid annually for a home in 15061 is around $689 per year.

What does it cost on average per month for home insurance in 15061?

  • • Homeowners in 15061 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 15061?

  • • Autoowners in 15061 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Monaca, check out other zip codes nearby 15061.
To review average rates in another zip code, click on a zip code below:
15061  | 

Home Replacement Cost Coverage in 15061

Average Building Cost Per Square Foot in 15061: $136

Location: Monaca, Pennsylvania (Beaver County)

Average Square Footage in 15061: 1,148 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 15061 before you start any project. Monaca homeowners pay on average around $136 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 15061 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 15061 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,148 sq. ft. and the average cost to rebuild the home in this area is around $136 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Monaca area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1361,148$156,100
Additional Upgrades & Added Features$1701,148$195,125
Major Home Updates or Advancements$2041,148$234,150

It's important to understand that when you estimate your replacement cost of your home in the 15061 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 15061

Allstate Insurance-Chuck Pinchotti

Address: 19470 Viking Ave. Ste 202b Monaca, PA 15061
Phone: (724)728-9666
Website: agent.allstate.com/73545

Best Home & Auto Insurance Agencies in 15061

Allstate Insurance-Chuck Pinchotti

Address: 19470 Viking Ave. Ste 202b Monaca, PA 15061
Phone:
Website: http://www.agent.allstate.com/73545
Info:

Gudalis- Mark M - State Farm Insurance Agent

Address: 829 Pennsylvania Ave Monaca, PA 15061
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Branthoover W JAS Insurance

Address: 298 9th St Monaca, PA 15061
Phone:
Website:
Info:

Branthoover, W James - Branthoover Agency

Address: 298 9th St-2 Monaca, PA 15061
Phone:
Website: http://www.branthooveragency.com/
Info:

Allstate Insurance Companies - Sales Offices- Monaca

Address: 2020 Beaver Ave Monaca, PA 15061
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 15061

Population Review for 15061 Zip Code

For the city of Monaca, the population within 15061 has increased to over 13,381 residents in population size. The current population total is 12,591. We have broken down the population based on race below. In 15061, there are over 6095 in male population and 6496 females.

PopulationValues
Total Population12,591
White Population11195
Black Population478
Hispanic Population278
Asian Population132
Hawaiian Population4
Indian Population21
Other Population70
Male Population6095
Female Population6496
Population Estimate13381

Household Data for 15061

The average number of homes in 15061 is around 5,512, there are an average of 2.28 per household. The average house value according to local real estate values is around $156,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,512
Persons Per Household2.28
Average House Value$156,100
Income Per Household$67031
Median Age44.8
Median Age Male44.1
Median Age Female45.4
15061 DetailsValues
StatePA
State Full NamePennsylvania
City TypeP
City Alias Abbreviation
Area Code724/412
CityMonaca
City Alias NameMONACA
CountyBeaver
County FIPS007
State FIPS42
Time Zone5
Day Light SavingY
MSA6280
PMSA
CSA430
CBSA38300
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePittsburgh, PA
MSA_NamePittsburgh, PA MSA
PMSA_Name
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses351
Number Of Employees10442
Business First Quarter Payroll170010
Business Annual Payroll699135
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2356285
CBSA Division Population0
Congressional District17
Congressional LandArea1733.22
Delivery Residential5869
Delivery Business479
Delivery Total6441
Preferred Last Line KeyX19887
Classification Code
Multi-County
CSA NamePittsburgh-Weirton-Steubenville, PA-OH-WV
CBSA_DIV_Name
City State KeyX19887
Land Area17.288000
Water Area1.122000
City Alias Code
City Mixed CaseMonaca
City Alias Mixed CaseMonaca
Box Count60
SFDU4807
MFDU477
State ANSI42
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number415512
Unique ZIP Name
SSA State County Code39080
Medicare CBSA Code38300
Medicare CBSA NamePittsburgh, PA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseBeaver

Pennsylvania Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]