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97329 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 97329? There are over 35 occupied homes in the 97329 area. With a population size of 69, it's not uncommon for residence of Cascadia, OR to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Oregon is around $672 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 97329 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Cascadia, OR Home Insurance Rate Quotes
97329 Home Insurance Average Premiums
For the 97329, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $422 /yr. |
| Average Coverage: | $672 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $972 /yr. |
What is the average home insurance cost for a home in 97329?
- • The average homeowners insurance premium paid annually for a home in 97329 is around $672 per year.
What does it cost on average per month for home insurance in 97329?
- • Homeowners in 97329 pay a monthly average cost per month around $56.00.
What kind of discount could I get if I combine my home and auto insurance together in 97329?
- • Autoowners in 97329 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Cascadia, check out other zip codes nearby 97329.
To review average rates in another zip code, click on a zip code below:
Home Replacement Cost Coverage in 97329
Average Building Cost Per Square Foot in 97329: $221
Location: Cascadia, Oregon (Linn County)Average Square Footage in 97329: 747 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 97329 before you start any project. Cascadia homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97329 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 97329 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 747 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cascadia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $221 | 747 | $165,000 |
| Additional Upgrades & Added Features | $276 | 747 | $206,250 |
| Major Home Updates or Advancements | $332 | 747 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 97329 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 97329
Best Home & Auto Insurance Agencies in 97329
Housing Demographics for 97329
Population Review for 97329 Zip Code
For the city of Cascadia, the population within 97329 has increased to over 84 residents in population size. The current population total is 69. We have broken down the population based on race below. In 97329, there are over 46 in male population and 23 females.
| Population | Values |
|---|---|
| Total Population | 69 |
| White Population | 61 |
| Black Population | 0 |
| Hispanic Population | 0 |
| Asian Population | 0 |
| Hawaiian Population | 1 |
| Indian Population | 1 |
| Other Population | 1 |
| Male Population | 46 |
| Female Population | 23 |
| Population Estimate | 84 |
Household Data for 97329
The average number of homes in 97329 is around 35, there are an average of 1.97 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 35 |
| Persons Per Household | 1.97 |
| Average House Value | $165,000 |
| Income Per Household | $0 |
| Median Age | 58.6 |
| Median Age Male | 57.3 |
| Median Age Female | 72.5 |
| 97329 Details | Values |
|---|---|
| State | OR |
| State Full Name | Oregon |
| City Type | N |
| City Alias Abbreviation | |
| Area Code | 541 |
| City | Cascadia |
| City Alias Name | CASCADIA |
| County | Linn |
| County FIPS | 043 |
| State FIPS | 41 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | 440 |
| CBSA | 10540 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Albany, OR |
| MSA_Name | |
| PMSA_Name | |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 0 |
| Number Of Employees | 0 |
| Business First Quarter Payroll | 0 |
| Business Annual Payroll | 0 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 116672 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 5189.73 |
| Delivery Residential | 43 |
| Delivery Business | 1 |
| Delivery Total | 547 |
| Preferred Last Line Key | 018559 |
| Classification Code | |
| Multi-County | |
| CSA Name | Portland-Vancouver-Salem, OR-WA |
| CBSA_DIV_Name | |
| City State Key | 018559 |
| Land Area | 58.055000 |
| Water Area | 0.019000 |
| City Alias Code | |
| City Mixed Case | Cascadia |
| City Alias Mixed Case | Cascadia |
| Box Count | 22 |
| SFDU | 33 |
| MFDU | 9 |
| State ANSI | 41 |
| County ANSI | 043 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | N |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 408144 |
| Unique ZIP Name | |
| SSA State County Code | 38210 |
| Medicare CBSA Code | 10540 |
| Medicare CBSA Name | Albany-Lebanon, OR |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 2 |
| County Mixed Case | Linn |
Oregon Homeowners Insurance News & Information
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Florida Homeowners Can Cut Insurance Bills —Here’s How, and Which Companies are Worth a Look Posted on Tuesday 11th November, 2025
Florida homeowners have spent years paying some of the highest homeowner-insurance premiums in the nation. But the market is slowly stabilizing and there are concrete, immediate steps homeowners can take to shrink premiums — from simple paperwork to Florida’s “My Safe Florida Home” program — while shopping smarter for companies that combine strong service with […]
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Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025
According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners. According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]
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Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025
While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires. As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

