Compare quotes for your home in 45040! Compare the best 12 carriers in minutes.
45040 Homeowners Insurance Rate Quotes
Are you shopping for homeowners insurance quotes in 45040? Our rates are very competitive for homeowners living in Mason, OH. Many homeowners based out of your 45040 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 45040 should appear in the zip code field ready to go. For Mason, OH Home Insurance Rate Quotes click to review the best rates and service online!
45040 Average Premium is Rated: Very Low!
Homeowners living in 45040 can easily save up to 40% off the average home insurance premium of $650 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Mason that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 45040 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!
45040 Home Insurance Average Premiums
$400 /yr.
Shows Zip Code: 45040 lowest rates with discounts applied on average.
For the 45040, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $400 /yr. |
| Average Coverage: | $650 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $950 /yr. |
What is the average home insurance cost for a home in 45040?
- • The average homeowners insurance premium paid annually for a home in 45040 is around $650 per year.
What does it cost on average per month for home insurance in 45040?
- • Homeowners in 45040 pay a monthly average cost per month around $54.00.
What kind of discount could I get if I combine my home and auto insurance together in 45040?
- • Autoowners in 45040 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Mason, check out other zip codes nearby 45040.
To review average rates in another zip code, click on a zip code below:
45040 |
Home Replacement Cost Coverage in 45040
Average Building Cost Per Square Foot in 45040: $111
Location: Mason, Ohio (Warren County)Average Square Footage in 45040: 2,889 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 45040 before you start any project. Mason homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45040 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 45040 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,889 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mason area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $111 | 2,889 | $320,700 |
| Additional Upgrades & Added Features | $139 | 2,889 | $400,875 |
| Major Home Updates or Advancements | $167 | 2,889 | $481,050 |
It's important to understand that when you estimate your replacement cost of your home in the 45040 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 45040
Bauer Insurance Agency
Address: 224 West Main Street Mason, OH 45040Phone: (513)398-6055
Website: www.bauerinsurance.com
Dowrey Stover Insurance
Address: 127 West Main Street Mason, OH 45040Phone: (513)398-6971
Website:
Best Home & Auto Insurance Agencies in 45040
Morgan Tolliver-Farmers Insurance
Address: 4690 Parkway Drive #100 Mason, OH 45040Phone:
Website:
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American Family Insurance Legal Division
Address: 5181 Natorp Blvd Mason, OH 45040Phone:
Website:
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Hutchins Jr- Russell H - State Farm Insurance Agent
Address: 113 W Main St Mason, OH 45040Phone:
Website:
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Allstate Insurance Companies
Address: 7577 Central Parke Blvd Mason, OH 45040Phone:
Website:
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Clasen- Diane C - State Farm Insurance Agent
Address: 3640 Tylersville Rd Mason, OH 45040Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 45040
Population Review for 45040 Zip Code
For the city of Mason, the population within 45040 has increased to over 60,951 residents in population size. The current population total is 57,153. We have broken down the population based on race below. In 45040, there are over 27941 in male population and 29212 females.
| Population | Values |
|---|---|
| Total Population | 57,153 |
| White Population | 37740 |
| Black Population | 2443 |
| Hispanic Population | 2342 |
| Asian Population | 12416 |
| Hawaiian Population | 107 |
| Indian Population | 108 |
| Other Population | 802 |
| Male Population | 27941 |
| Female Population | 29212 |
| Population Estimate | 60951 |
Household Data for 45040
The average number of homes in 45040 is around 20,459, there are an average of 2.78 per household. The average house value according to local real estate values is around $320,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 20,459 |
| Persons Per Household | 2.78 |
| Average House Value | $320,700 |
| Income Per Household | $117487 |
| Median Age | 39.7 |
| Median Age Male | 38.9 |
| Median Age Female | 40.4 |
| 45040 Details | Values |
|---|---|
| State | OH |
| State Full Name | Ohio |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 513 |
| City | Mason |
| City Alias Name | MASON |
| County | Warren |
| County FIPS | 165 |
| State FIPS | 39 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 1642 |
| PMSA | 1640 |
| CSA | 178 |
| CBSA | 17140 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Cincinnati, OH-KY-IN |
| MSA_Name | Cincinnati-Hamilton, OH-KY-IN CMSA |
| PMSA_Name | Cincinnati, OH-KY-IN PMSA |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 1488 |
| Number Of Employees | 35285 |
| Business First Quarter Payroll | 669971 |
| Business Annual Payroll | 2623729 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 2130151 |
| CBSA Division Population | 0 |
| Congressional District | 01|08 |
| Congressional LandArea | 686.96|2450.49 |
| Delivery Residential | 21925 |
| Delivery Business | 1409 |
| Delivery Total | 25175 |
| Preferred Last Line Key | X21785 |
| Classification Code | |
| Multi-County | |
| CSA Name | Cincinnati-Wilmington, OH-KY-IN |
| CBSA_DIV_Name | |
| City State Key | X21785 |
| Land Area | 28.453000 |
| Water Area | 0.047000 |
| City Alias Code | |
| City Mixed Case | Mason |
| City Alias Mixed Case | Mason |
| Box Count | 242 |
| SFDU | 14035 |
| MFDU | 2959 |
| State ANSI | 39 |
| County ANSI | 165 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 384984 |
| Unique ZIP Name | |
| SSA State County Code | 36840 |
| Medicare CBSA Code | 17140 |
| Medicare CBSA Name | Cincinnati, OH-KY-IN |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 4 |
| County Mixed Case | Warren |
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