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44903 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 44903? There are over 10,375 occupied homes in the 44903 area. With a population size of 25,613, it's not uncommon for residence of Mansfield, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $691 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 44903 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Mansfield, OH Home Insurance Rate Quotes

44903 Home Insurance Average Premiums

Local 44903 homeowners insurance quotes comparison

$441 /yr.

Shows Zip Code: 44903 lowest rates with discounts applied on average.

For the 44903, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$441 /yr.
Average Coverage:$691 /yr.
2600 sq. ft. or higher
(all discounts applied)
$991 /yr.

What is the average home insurance cost for a home in 44903?

  • • The average homeowners insurance premium paid annually for a home in 44903 is around $691 per year.

What does it cost on average per month for home insurance in 44903?

  • • Homeowners in 44903 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 44903?

  • • Autoowners in 44903 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Mansfield, check out other zip codes nearby 44903.
To review average rates in another zip code, click on a zip code below:
44904  |  44903  |  44907  |  44906  |  44905  |  44901  |  44902  | 

Home Replacement Cost Coverage in 44903

Average Building Cost Per Square Foot in 44903: $111

Location: Mansfield, Ohio (Richland County)

Average Square Footage in 44903: 1,316 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44903 before you start any project. Mansfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44903 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44903 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,316 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mansfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,316$146,100
Additional Upgrades & Added Features$1391,316$182,625
Major Home Updates or Advancements$1671,316$219,150

It's important to understand that when you estimate your replacement cost of your home in the 44903 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44903

Best Home & Auto Insurance Agencies in 44903

Jonathon Rodriguez-Farmers Insurance

Address: 2168 Walker Lake Rd Ontario, OH 44903
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 605 Manchester Rd Mansfield, OH 44903
Phone:
Website:
Info:

Housing Demographics for 44903

Population Review for 44903 Zip Code

For the city of Mansfield, the population within 44903 has increased to over 25,964 residents in population size. The current population total is 25,613. We have broken down the population based on race below. In 44903, there are over 12535 in male population and 13078 females.

PopulationValues
Total Population25,613
White Population20546
Black Population3082
Hispanic Population537
Asian Population145
Hawaiian Population15
Indian Population50
Other Population196
Male Population12535
Female Population13078
Population Estimate25964

Household Data for 44903

The average number of homes in 44903 is around 10,375, there are an average of 2.43 per household. The average house value according to local real estate values is around $146,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,375
Persons Per Household2.43
Average House Value$146,100
Income Per Household$59570
Median Age41.6
Median Age Male40.8
Median Age Female42.5
44903 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityMansfield
City Alias NameMANSFIELD
CountyRichland
County FIPS139
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA31900
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMansfield, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses443
Number Of Employees8926
Business First Quarter Payroll98901
Business Annual Payroll419399
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population124475
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential10685
Delivery Business393
Delivery Total11035
Preferred Last Line KeyX21744
Classification Code
Multi-CountyY
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX21744
Land Area114.095000
Water Area2.385000
City Alias Code
City Mixed CaseMansfield
City Alias Mixed CaseMansfield
Box Count0
SFDU9877
MFDU562
State ANSI39
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384851
Unique ZIP Name
SSA State County Code36710
Medicare CBSA Code31900
Medicare CBSA NameMansfield, OH
Medicare CBSA TypeMetro
Market Rating Area ID7
County Mixed CaseRichland

Ohio Homeowners Insurance News & Information

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    Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

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  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]