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44889 Home Insurance Quotes & Rates

Currently, the 2,692 homes within the 44889 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Ohio is around $749 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Wakeman, OH, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 44889.

Ohio is now ranking #47 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Wakeman home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Ohio has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 44889 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Wakeman, Ohio home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Wakeman, OH Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

44889 Home Insurance Average Premiums

Local 44889 homeowners insurance quotes comparison

$499 /yr.

Shows Zip Code: 44889 lowest rates with discounts applied on average.

For the 44889, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$499 /yr.
Average Coverage:$749 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1049 /yr.

What is the average home insurance cost for a home in 44889?

  • • The average homeowners insurance premium paid annually for a home in 44889 is around $749 per year.

What does it cost on average per month for home insurance in 44889?

  • • Homeowners in 44889 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 44889?

  • • Autoowners in 44889 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Wakeman, check out other zip codes nearby 44889.
To review average rates in another zip code, click on a zip code below:
44889  | 

Home Replacement Cost Coverage in 44889

Average Building Cost Per Square Foot in 44889: $111

Location: Wakeman, Ohio (Huron County)

Average Square Footage in 44889: 1,664 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44889 before you start any project. Wakeman homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44889 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44889 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,664 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wakeman area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,664$184,700
Additional Upgrades & Added Features$1391,664$230,875
Major Home Updates or Advancements$1671,664$277,050

It's important to understand that when you estimate your replacement cost of your home in the 44889 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Housing Demographics for 44889

Population Review for 44889 Zip Code

For the city of Wakeman, the population within 44889 has increased to over 6,593 residents in population size. The current population total is 6,702. We have broken down the population based on race below. In 44889, there are over 3387 in male population and 3315 females.

PopulationValues
Total Population6,702
White Population6293
Black Population22
Hispanic Population159
Asian Population13
Hawaiian Population0
Indian Population17
Other Population36
Male Population3387
Female Population3315
Population Estimate6593

Household Data for 44889

The average number of homes in 44889 is around 2,692, there are an average of 2.49 per household. The average house value according to local real estate values is around $184,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,692
Persons Per Household2.49
Average House Value$184,700
Income Per Household$67200
Median Age46.2
Median Age Male46.1
Median Age Female46.3
44889 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code440
CityWakeman
City Alias NameWAKEMAN
CountyHuron
County FIPS077
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA35940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNorwalk, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses70
Number Of Employees324
Business First Quarter Payroll2470
Business Annual Payroll13509
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population59626
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential2648
Delivery Business61
Delivery Total2891
Preferred Last Line KeyX23226
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX23226
Land Area76.699000
Water Area0.565000
City Alias Code
City Mixed CaseWakeman
City Alias Mixed CaseWakeman
Box Count136
SFDU2398
MFDU111
State ANSI39
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number388582
Unique ZIP Name
SSA State County Code36400
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseHuron

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