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Searching for Homeowners Insurance in 44861

If you are a homeowners that lives in 44861 you may be searching for more affordable homeowners insurance in Old Fort. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Old Fort, OH. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Ohio licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 44861 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Old Fort, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 44861 Home Insurance Costs: very low!

In Old Fort, homeowners are paying roughly $741 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 44861 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Old Fort are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 44861 policy right now!

44861 Home Insurance Average Premiums

Local 44861 homeowners insurance quotes comparison

$491 /yr.

Shows Zip Code: 44861 lowest rates with discounts applied on average.

For the 44861, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$491 /yr.
Average Coverage:$741 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1041 /yr.

What is the average home insurance cost for a home in 44861?

  • • The average homeowners insurance premium paid annually for a home in 44861 is around $741 per year.

What does it cost on average per month for home insurance in 44861?

  • • Homeowners in 44861 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 44861?

  • • Autoowners in 44861 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Old Fort, check out other zip codes nearby 44861.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 44861

Average Building Cost Per Square Foot in 44861: $111

Location: Old Fort, Ohio (Seneca County)

Average Square Footage in 44861: 581 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44861 before you start any project. Old Fort homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44861 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44861 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 581 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Old Fort area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111581$64,500
Additional Upgrades & Added Features$139581$80,625
Major Home Updates or Advancements$167581$96,750

It's important to understand that when you estimate your replacement cost of your home in the 44861 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44861

Best Home & Auto Insurance Agencies in 44861

Housing Demographics for 44861

Population Review for 44861 Zip Code

For the city of Old Fort, the population within 44861 has increased to over 0 residents in population size. The current population total is 112. We have broken down the population based on race below. In 44861, there are over 62 in male population and 50 females.

PopulationValues
Total Population112
White Population109
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population1
Indian Population0
Other Population0
Male Population62
Female Population50
Population Estimate0

Household Data for 44861

The average number of homes in 44861 is around 42, there are an average of 2.67 per household. The average house value according to local real estate values is around $64,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode42
Persons Per Household2.67
Average House Value$64,500
Income Per Household$39185
Median Age46.5
Median Age Male51.5
Median Age Female43.0
44861 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code419/567
CityOld Fort
City Alias NameOLD FORT
CountySeneca
County FIPS147
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA248
CBSA45660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTiffin, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees276
Business First Quarter Payroll5912
Business Annual Payroll16939
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population56745
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential0
Delivery Business0
Delivery Total83
Preferred Last Line KeyX22283
Classification CodeP
Multi-County
CSA NameFindlay-Tiffin, OH
CBSA_DIV_Name
City State KeyX22283
Land Area0.213000
Water Area0.000000
City Alias Code
City Mixed CaseOld Fort
City Alias Mixed CaseOld Fort
Box Count69
SFDU0
MFDU0
State ANSI39
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number386265
Unique ZIP Name
SSA State County Code36750
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSeneca

Ohio Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]