44460 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 44460 zip code it's important to know that our rates are very competitive for homeowners living in Salem, OH. Many homeowners based out of your 44460 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 44460 should appear in the zip code field ready to go. For Salem, OH Homeowners Insurance Quotes nearby, we offer the best rates and service.

44460: Average Home Insurance Rates

For homeowners living in the great city of Salem, the average homeowners policy is considered very low in comparison to other states. Ohio premiums are estimated to be around $739 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 44460 Home Insurance Quotes!

Average Building Cost Per Square Foot in 44460: $111

Average Square Footage in 44460: 1,096 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44460 before you start any project. Salem homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,096 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 44460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Jennings Insurance Agency Inc.

Allstate Insurance Company - John Penick

Sanor Insurance Agency, Incorporated

Jennings Insurance Agency Inc.

Michael E Gruszecki - Nationwide Insurance

Lambert, June - Beltempo Insurance

Household Data for 44460

The average number of homes in 44460 is around 10,701, there are an average of 2.32 per household. The average house value according to local real estate values is around $121,600. Please review the following demographics below for average income and media age.

• Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

  According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

• Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

  While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

• New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

  Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]