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Home Insurance Rates in 43557

For homeowners shopping online in 43557, our insurance rates are very competitive for homeowners living in Stryker, OH. Many homeowners based out of the great city of Stryker have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 43557, simply click the "Get Multiple Quotes Now" button. Your 43557 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Stryker, OH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

43557 Home Insurance Rating is: Very Low!

If you live in 43557, you can easily save up to 40% off the average home insurance premium of $627 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Stryker can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 43557 today!

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43557 Home Insurance Average Premiums

Local 43557 homeowners insurance quotes comparison

$377 /yr.

Shows Zip Code: 43557 lowest rates with discounts applied on average.

For the 43557, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$377 /yr.
Average Coverage:$627 /yr.
2600 sq. ft. or higher
(all discounts applied)
$927 /yr.

What is the average home insurance cost for a home in 43557?

  • • The average homeowners insurance premium paid annually for a home in 43557 is around $627 per year.

What does it cost on average per month for home insurance in 43557?

  • • Homeowners in 43557 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43557?

  • • Autoowners in 43557 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Stryker, check out other zip codes nearby 43557.
To review average rates in another zip code, click on a zip code below:
43557  | 

Home Replacement Cost Coverage in 43557

Average Building Cost Per Square Foot in 43557: $111

Location: Stryker, Ohio (Williams County)

Average Square Footage in 43557: 1,045 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43557 before you start any project. Stryker homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43557 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43557 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,045 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stryker area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,045$116,000
Additional Upgrades & Added Features$1391,045$145,000
Major Home Updates or Advancements$1671,045$174,000

It's important to understand that when you estimate your replacement cost of your home in the 43557 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43557

Best Home & Auto Insurance Agencies in 43557

Housing Demographics for 43557

Population Review for 43557 Zip Code

For the city of Stryker, the population within 43557 has increased to over 1,952 residents in population size. The current population total is 3,161. We have broken down the population based on race below. In 43557, there are over 1811 in male population and 1350 females.

PopulationValues
Total Population3,161
White Population2675
Black Population205
Hispanic Population280
Asian Population9
Hawaiian Population0
Indian Population10
Other Population134
Male Population1811
Female Population1350
Population Estimate1952

Household Data for 43557

The average number of homes in 43557 is around 1,056, there are an average of 2.39 per household. The average house value according to local real estate values is around $116,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,056
Persons Per Household2.39
Average House Value$116,000
Income Per Household$68750
Median Age37.8
Median Age Male36.3
Median Age Female39.2
43557 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityStryker
City Alias NameSTRYKER
CountyWilliams
County FIPS171
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses52
Number Of Employees508
Business First Quarter Payroll3542
Business Annual Payroll18441
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential817
Delivery Business24
Delivery Total1189
Preferred Last Line KeyX23017
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX23017
Land Area41.813000
Water Area0.110000
City Alias Code
City Mixed CaseStryker
City Alias Mixed CaseStryker
Box Count293
SFDU817
MFDU0
State ANSI39
County ANSI171
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number388015
Unique ZIP Name
SSA State County Code36870
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID1
County Mixed CaseWilliams

Ohio Homeowners Insurance News & Information

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    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]