Get multiple home insurance quotes in 43533. Our licensed 43533, OH agents are ready to serve you.

43533 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43533 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Lyons, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43533 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Lyons homeowners insurance rates, coverage options or home insurance types, please select Lyons, OH Home Insurance Rates Online!

43533 Home Insurance Average Premiums

Local 43533 homeowners insurance quotes comparison

$369 /yr.

Shows Zip Code: 43533 lowest rates with discounts applied on average.

For the 43533, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$369 /yr.
Average Coverage:$619 /yr.
2600 sq. ft. or higher
(all discounts applied)
$919 /yr.

What is the average home insurance cost for a home in 43533?

  • • The average homeowners insurance premium paid annually for a home in 43533 is around $619 per year.

What does it cost on average per month for home insurance in 43533?

  • • Homeowners in 43533 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 43533?

  • • Autoowners in 43533 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Lyons, check out other zip codes nearby 43533.
To review average rates in another zip code, click on a zip code below:
43533  | 

Home Replacement Cost Coverage in 43533

Average Building Cost Per Square Foot in 43533: $111

Location: Lyons, Ohio (Fulton County)

Average Square Footage in 43533: 1,377 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43533 before you start any project. Lyons homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43533 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43533 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,377 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lyons area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,377$152,800
Additional Upgrades & Added Features$1391,377$191,000
Major Home Updates or Advancements$1671,377$229,200

It's important to understand that when you estimate your replacement cost of your home in the 43533 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43533

Best Home & Auto Insurance Agencies in 43533

Housing Demographics for 43533

Population Review for 43533 Zip Code

For the city of Lyons, the population within 43533 has increased to over 1,414 residents in population size. The current population total is 1,509. We have broken down the population based on race below. In 43533, there are over 739 in male population and 770 females.

PopulationValues
Total Population1,509
White Population1402
Black Population2
Hispanic Population67
Asian Population1
Hawaiian Population1
Indian Population2
Other Population25
Male Population739
Female Population770
Population Estimate1414

Household Data for 43533

The average number of homes in 43533 is around 583, there are an average of 2.59 per household. The average house value according to local real estate values is around $152,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode583
Persons Per Household2.59
Average House Value$152,800
Income Per Household$56985
Median Age42.0
Median Age Male40.3
Median Age Female43.4
43533 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityLyons
City Alias NameLYONS
CountyFulton
County FIPS051
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses37
Number Of Employees189
Business First Quarter Payroll1296
Business Annual Payroll6299
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential546
Delivery Business10
Delivery Total687
Preferred Last Line KeyX21704
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX21704
Land Area23.330000
Water Area0.111000
City Alias Code
City Mixed CaseLyons
City Alias Mixed CaseLyons
Box Count71
SFDU546
MFDU0
State ANSI39
County ANSI051
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number384697
Unique ZIP Name
SSA State County Code36260
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseFulton

Ohio Homeowners Insurance News & Information

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    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]