Get multiple home insurance quotes in 43463. Our licensed 43463, OH agents are ready to serve you.

43463 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 43463 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Stony Ridge, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 43463 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Stony Ridge homeowners insurance rates, coverage options or home insurance types, please select Stony Ridge, OH Home Insurance Rates Online!

43463 Home Insurance Average Premiums

Local 43463 homeowners insurance quotes comparison

$515 /yr.

Shows Zip Code: 43463 lowest rates with discounts applied on average.

For the 43463, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$515 /yr.
Average Coverage:$765 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1065 /yr.

What is the average home insurance cost for a home in 43463?

  • • The average homeowners insurance premium paid annually for a home in 43463 is around $765 per year.

What does it cost on average per month for home insurance in 43463?

  • • Homeowners in 43463 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 43463?

  • • Autoowners in 43463 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Stony Ridge, check out other zip codes nearby 43463.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 43463

Average Building Cost Per Square Foot in 43463: $111

Location: Stony Ridge, Ohio (Wood County)

Average Square Footage in 43463: 729 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43463 before you start any project. Stony Ridge homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43463 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43463 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 729 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stony Ridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111729$80,900
Additional Upgrades & Added Features$139729$101,125
Major Home Updates or Advancements$167729$121,350

It's important to understand that when you estimate your replacement cost of your home in the 43463 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43463

Best Home & Auto Insurance Agencies in 43463

Housing Demographics for 43463

Population Review for 43463 Zip Code

For the city of Stony Ridge, the population within 43463 has increased to over 0 residents in population size. The current population total is 253. We have broken down the population based on race below. In 43463, there are over 145 in male population and 108 females.

PopulationValues
Total Population253
White Population237
Black Population2
Hispanic Population14
Asian Population4
Hawaiian Population0
Indian Population0
Other Population2
Male Population145
Female Population108
Population Estimate0

Household Data for 43463

The average number of homes in 43463 is around 104, there are an average of 2.43 per household. The average house value according to local real estate values is around $80,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode104
Persons Per Household2.43
Average House Value$80,900
Income Per Household$61522
Median Age47.6
Median Age Male52.3
Median Age Female37.5
43463 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code419/567
CityStony Ridge
City Alias NameSTONY RIDGE
CountyWood
County FIPS173
State FIPS39
Time Zone5
Day Light SavingY
MSA8400
PMSA
CSA
CBSA45780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameToledo, OH
MSA_NameToledo, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees66
Business First Quarter Payroll834
Business Annual Payroll4002
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population651429
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential0
Delivery Business0
Delivery Total121
Preferred Last Line KeyX23000
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX23000
Land Area0.298000
Water Area0.000000
City Alias Code
City Mixed CaseStony Ridge
City Alias Mixed CaseStony Ridge
Box Count98
SFDU0
MFDU0
State ANSI39
County ANSI173
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number387959
Unique ZIP Name
SSA State County Code36880
Medicare CBSA Code45780
Medicare CBSA NameToledo, OH
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWood

Ohio Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]