Get multiple home insurance quotes in 43026. Our licensed 43026, OH agents are ready to serve you.

Compare 43026 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 43026 area? The average homeowners premium in Ohio for a standard homeowners policy is around $698/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 43026 zip code, the population size is around 64,607 with 24,859 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 43026.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Hilliard, OH Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. OH RateDiscountsSavingsShop Rates
$995up to 40% off$398

43026 Home Insurance Average Premiums

Local 43026 homeowners insurance quotes comparison

$448 /yr.

Shows Zip Code: 43026 lowest rates with discounts applied on average.

For the 43026, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$448 /yr.
Average Coverage:$698 /yr.
2600 sq. ft. or higher
(all discounts applied)
$998 /yr.

What is the average home insurance cost for a home in 43026?

  • • The average homeowners insurance premium paid annually for a home in 43026 is around $698 per year.

What does it cost on average per month for home insurance in 43026?

  • • Homeowners in 43026 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 43026?

  • • Autoowners in 43026 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Hilliard, check out other zip codes nearby 43026.
To review average rates in another zip code, click on a zip code below:
43026  | 

Home Replacement Cost Coverage in 43026

Average Building Cost Per Square Foot in 43026: $111

Location: Hilliard, Ohio (Franklin County)

Average Square Footage in 43026: 2,327 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 43026 before you start any project. Hilliard homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 43026 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 43026 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,327 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hilliard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,327$258,300
Additional Upgrades & Added Features$1392,327$322,875
Major Home Updates or Advancements$1672,327$387,450

It's important to understand that when you estimate your replacement cost of your home in the 43026 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 43026

Bowers Rose

Address: 5108 Cemetery Road Hilliard, OH 43026
Phone: (614)777-8999
Website:

Allstate Insurance - Don Roberts

Address: 5491 Scioto Darby Road Suite 2 Hilliard, OH 43026
Phone: (614)876-8855
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=15826

Hornik Frank

Address: 5108 Cemetery Road Hilliard, OH 43026
Phone: (614)777-8999
Website:

Best Home & Auto Insurance Agencies in 43026

Hahn- Neal M - State Farm Insurance Agent

Address: 5383 Cemetery Rd Hilliard, OH 43026
Phone:
Website:
Info:

American Family Insurance

Address: 3596 Main St Hilliard, OH 43026
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Columbus Insurance Market

Address: 4621 Community Way Hilliard, OH 43026
Phone:
Website: http://www.columbusinsurancemarket.com/
Info:

Allstate Insurance - Don Roberts

Address: 5491 Scioto Darby Rd, #2 Hilliard, OH 43026
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=15826
Info:

Layne- Charles L - State Farm Insurance Agent

Address: 4498 Cemetery Rd Hilliard, OH 43026
Phone:
Website:
Info:

Housing Demographics for 43026

Population Review for 43026 Zip Code

For the city of Hilliard, the population within 43026 has increased to over 68,323 residents in population size. The current population total is 64,607. We have broken down the population based on race below. In 43026, there are over 31759 in male population and 32848 females.

PopulationValues
Total Population64,607
White Population50675
Black Population3652
Hispanic Population3826
Asian Population3742
Hawaiian Population12
Indian Population121
Other Population1871
Male Population31759
Female Population32848
Population Estimate68323

Household Data for 43026

The average number of homes in 43026 is around 24,859, there are an average of 2.58 per household. The average house value according to local real estate values is around $258,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,859
Persons Per Household2.58
Average House Value$258,300
Income Per Household$96918
Median Age35.2
Median Age Male34.0
Median Age Female36.3
43026 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code614/380
CityHilliard
City Alias NameHILLIARD
CountyFranklin
County FIPS049
State FIPS39
Time Zone5
Day Light SavingY
MSA1840
PMSA
CSA198
CBSA18140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameColumbus, OH
MSA_NameColumbus, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1398
Number Of Employees20937
Business First Quarter Payroll256465
Business Annual Payroll1171303
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population1836536
CBSA Division Population0
Congressional District15
Congressional LandArea4738.93
Delivery Residential26482
Delivery Business1307
Delivery Total28672
Preferred Last Line KeyX21324
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX21324
Land Area35.295000
Water Area0.420000
City Alias Code
City Mixed CaseHilliard
City Alias Mixed CaseHilliard
Box Count370
SFDU16041
MFDU2986
State ANSI39
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number383598
Unique ZIP Name
SSA State County Code36250
Medicare CBSA Code18140
Medicare CBSA NameColumbus, OH
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseFranklin

Ohio Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]