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28652 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 28652 zip code find a great new policy that offers the coverage they need at a price they can afford.
GetHomeInsuranceQuotes.com makes shopping for a new policy in Minneapolis, NC quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 28652.
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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 28652 and start shopping.
Quickly and Easily Compare Average Rates for 28652
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Minneapolis, NC home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 28652
Homeowners in Minneapolis are paying roughly $1192 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
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28652 Home Insurance Average Premiums
$942 /yr.
Shows Zip Code: 28652 lowest rates with discounts applied on average.
For the 28652, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $942 /yr. |
| Average Coverage: | $1192 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1492 /yr. |
What is the average home insurance cost for a home in 28652?
- • The average homeowners insurance premium paid annually for a home in 28652 is around $1192 per year.
What does it cost on average per month for home insurance in 28652?
- • Homeowners in 28652 pay a monthly average cost per month around $99.00.
What kind of discount could I get if I combine my home and auto insurance together in 28652?
- • Autoowners in 28652 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Minneapolis, check out other zip codes nearby 28652.
To review average rates in another zip code, click on a zip code below:
Home Replacement Cost Coverage in 28652
Average Building Cost Per Square Foot in 28652: $135
Location: Minneapolis, North Carolina (Avery County)Average Square Footage in 28652: 1,222 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 28652 before you start any project. Minneapolis homeowners pay on average around $135 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 28652 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 28652 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,222 sq. ft. and the average cost to rebuild the home in this area is around $135 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Minneapolis area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $135 | 1,222 | $165,000 |
| Additional Upgrades & Added Features | $169 | 1,222 | $206,250 |
| Major Home Updates or Advancements | $203 | 1,222 | $247,500 |
It's important to understand that when you estimate your replacement cost of your home in the 28652 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 28652
Best Home & Auto Insurance Agencies in 28652
Housing Demographics for 28652
Population Review for 28652 Zip Code
For the city of Minneapolis, the population within 28652 has increased to over 0 residents in population size. The current population total is 73. We have broken down the population based on race below. In 28652, there are over 49 in male population and 24 females.
| Population | Values |
|---|---|
| Total Population | 73 |
| White Population | 64 |
| Black Population | 2 |
| Hispanic Population | 7 |
| Asian Population | 0 |
| Hawaiian Population | 0 |
| Indian Population | 0 |
| Other Population | 5 |
| Male Population | 49 |
| Female Population | 24 |
| Population Estimate | 0 |
Household Data for 28652
The average number of homes in 28652 is around 20, there are an average of 3.65 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 20 |
| Persons Per Household | 3.65 |
| Average House Value | $165,000 |
| Income Per Household | $65545 |
| Median Age | 51.3 |
| Median Age Male | 57.6 |
| Median Age Female | 45.5 |
| 28652 Details | Values |
|---|---|
| State | NC |
| State Full Name | North Carolina |
| City Type | Z |
| City Alias Abbreviation | |
| Area Code | 828 |
| City | Minneapolis |
| City Alias Name | MINNEAPOLIS |
| County | Avery |
| County FIPS | 011 |
| State FIPS | 37 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | |
| CBSA_DIV | |
| CBSA_Type | |
| CBSA_Name | |
| MSA_Name | |
| PMSA_Name | |
| Region | South |
| Division | South Atlantic |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 0 |
| Number Of Employees | 0 |
| Business First Quarter Payroll | 0 |
| Business Annual Payroll | 0 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 3571.86 |
| Delivery Residential | 0 |
| Delivery Business | 0 |
| Delivery Total | 94 |
| Preferred Last Line Key | Y15922 |
| Classification Code | P |
| Multi-County | |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | Y15922 |
| Land Area | 1.154000 |
| Water Area | 0.000000 |
| City Alias Code | |
| City Mixed Case | Minneapolis |
| City Alias Mixed Case | Minneapolis |
| Box Count | 63 |
| SFDU | 0 |
| MFDU | 0 |
| State ANSI | 37 |
| County ANSI | 011 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 365144 |
| Unique ZIP Name | |
| SSA State County Code | 34050 |
| Medicare CBSA Code | 99934 |
| Medicare CBSA Name | Rural Areas in NC |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 1 |
| County Mixed Case | Avery |
North Carolina Homeowners Insurance News & Information
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What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025
A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium. On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase. Doug Corkhill is […]
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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North Carolina Joint Underwriters and Wind Pool Map Explained Posted on Wednesday 5th June, 2024
North Carolina is a lovely state to call home. Our state is packed with beautiful cities, museums, restaurants and of course, some of the loveliest beaches in the country. Unfortunately, if you live in one of our amazing coastal southern cities such as Ocean Isle Beach, Sunset Beach, Oak Island Beach, Calabash, Bald Head Island, […]
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North Carolina Coastal Home Insurance Rates Posted on Friday 29th March, 2024
North Carolina is a fantastic place to live with plenty of cultural activities, beautiful beaches, world-class cities as well as great restaurants and shopping. The only disadvantage to living in North Carolina, particularly if your home is located in coastal area is the cost of homeowners insurance. The average premium for a standard homeowners insurance […]
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NC Residents Speak Against 42% Rate Increase Requested by Rate Bureau Posted on Tuesday 13th February, 2024
During a recent public comment session held by the North Carolina Department of Insurance, dozens of North Carolina residents spoke out against an average rate increase of 42% that the North Carolina Rate Bureau is requesting. The Rate Bureau represents insurance companies in the state and earlier this year requested average rate increases of 42%. […]