Get multiple home insurance quotes in 11428. Our licensed 11428, NY agents are ready to serve you.

Searching for Homeowners Insurance in 11428

If you are a homeowners that lives in 11428 you may be searching for more affordable homeowners insurance in Queens Village. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Queens Village, NY. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our New York licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 11428 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Queens Village, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 11428 Home Insurance Costs: high!

In Queens Village, homeowners are paying roughly $1086 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 11428 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Queens Village are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 11428 policy right now!

11428 Home Insurance Average Premiums

Local 11428 homeowners insurance quotes comparison

$836 /yr.

Shows Zip Code: 11428 lowest rates with discounts applied on average.

For the 11428, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$836 /yr.
Average Coverage:$1086 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1386 /yr.

What is the average home insurance cost for a home in 11428?

  • • The average homeowners insurance premium paid annually for a home in 11428 is around $1086 per year.

What does it cost on average per month for home insurance in 11428?

  • • Homeowners in 11428 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 11428?

  • • Autoowners in 11428 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Queens Village, check out other zip codes nearby 11428.
To review average rates in another zip code, click on a zip code below:
11427  |  11429  |  11428  | 

Home Replacement Cost Coverage in 11428

Average Building Cost Per Square Foot in 11428: $205

Location: Queens Village, New York (Queens County)

Average Square Footage in 11428: 2,895 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 11428 before you start any project. Queens Village homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11428 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 11428 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,895 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Queens Village area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,895$593,500
Additional Upgrades & Added Features$2562,895$741,875
Major Home Updates or Advancements$3082,895$890,250

It's important to understand that when you estimate your replacement cost of your home in the 11428 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 11428

Allstate Insurance - Ralston Charles

Address: 222-09 Jamaica Ave Queens Village, NY 11428
Phone: (718)264-2900
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 11428

Allstate Insurance Company - Garland Boyd

Address: 22209 Jamaica Ave Queens Village, NY 11428
Phone:
Website: http://www.newyork.citysearch.com/profile/external/32944278/jamaica_ny/allstate_insurance_company_garland_boyd.html
Info:

Garland H Boyd - Allstate Agent

Address: 22209 Jamaica Ave Queens, NY 11428
Phone:
Website: http://www.allstateagencies.com/GARLANDBOYD/Welcome/
Info:

DCAP Insurance

Address: 21411 Jamaica Ave Queens, NY 11428
Phone:
Website:
Info:

A Structured Services Inc

Address: 21943 Jamaica Ave Queens Village, NY 11428
Phone:
Website: http://www.structuredservices.com
Info:

Enga, Donald A - State Farm Insurance Agent

Address: 21618 Jamaica Ave, Fl 2nd Queens Village, NY 11428
Phone:
Website: http://www.newyork.citysearch.com/profile/external/46266361/queens_village_ny/enga_donald_a_state_farm_insurance_agent.html
Info:

Housing Demographics for 11428

Population Review for 11428 Zip Code

For the city of Queens Village, the population within 11428 has increased to over 16,807 residents in population size. The current population total is 19,516. We have broken down the population based on race below. In 11428, there are over 9499 in male population and 10017 females.

PopulationValues
Total Population19,516
White Population2023
Black Population4184
Hispanic Population4418
Asian Population6022
Hawaiian Population25
Indian Population339
Other Population4160
Male Population9499
Female Population10017
Population Estimate16807

Household Data for 11428

The average number of homes in 11428 is around 5,713, there are an average of 3.41 per household. The average house value according to local real estate values is around $593,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,713
Persons Per Household3.41
Average House Value$593,500
Income Per Household$83417
Median Age41.2
Median Age Male39.3
Median Age Female43.3
11428 DetailsValues
StateNY
State Full NameNew York
City TypeN
City Alias AbbreviationQUEENS VLG
Area Code718
CityQueens Village
City Alias NameQUEENS VILLAGE
CountyQueens
County FIPS081
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses323
Number Of Employees1797
Business First Quarter Payroll15999
Business Annual Payroll72546
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District03|05
Congressional LandArea254.92|51.88
Delivery Residential4929
Delivery Business434
Delivery Total6074
Preferred Last Line KeyV15609
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV15609
Land Area0.832000
Water Area0.000000
City Alias Code
City Mixed CaseQueens Village
City Alias Mixed CaseQueens Village
Box Count365
SFDU4340
MFDU559
State ANSI36
County ANSI081
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number354170
Unique ZIP Name
SSA State County Code33590
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseQueens

New York Homeowners Insurance News & Information

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high real estate prices combined with higher interests for the drop in home sales.  While high home prices and elevated interest rates […]