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Home Insurance Quotes in 11105
Are you shopping for a cheaper homeowners insurance rate in 11105? Our rates are very competitive for homeowners living in Astoria, NY. Many homeowners located in the 11105 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 11105. To get free 11105 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 11105 zip code should appear in the zip code field ready to go. Shopping Astoria, NY Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 11105 to review the best rate coverages.
Your 11105 Home Insurance Costs Is Rated: High!
For the great city of Astoria, the average home insurance premium paid annually is around $1026 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our New York specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Astoria and need insurance on your home in the 11105 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.
11105 Home Insurance Average Premiums
For the 11105, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $776 /yr. |
Average Coverage: | $1026 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1326 /yr. |
What is the average home insurance cost for a home in 11105?
- • The average homeowners insurance premium paid annually for a home in 11105 is around $1026 per year.
What does it cost on average per month for home insurance in 11105?
- • Homeowners in 11105 pay a monthly average cost per month around $86.00.
What kind of discount could I get if I combine my home and auto insurance together in 11105?
- • Autoowners in 11105 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Astoria area, check out other zip codes nearby 11105.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 11105
Average Building Cost Per Square Foot in 11105: $205
Location: Astoria, New York (Queens County)Average Square Footage in 11105: 4,559 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 11105 before you start any project. Astoria homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 11105 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 11105 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 4,559 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Astoria area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $205 | 4,559 | $934,500 |
Additional Upgrades & Added Features | $256 | 4,559 | $1,168,125 |
Major Home Updates or Advancements | $308 | 4,559 | $1,401,750 |
It's important to understand that when you estimate your replacement cost of your home in the 11105 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 11105
Allstate Insurance - Joseph A. Diblasi
Address: 35-16 Ditmars Blvd Astoria, NY 11105Phone: (718)726-4625
Website:
Best Home & Auto Insurance Agencies in 11105
Allstate Insurance-Joseph A. DiBlasi CLU
Address: 3516 Ditmars Blvd Astoria, NY 11105Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Allstate Insurance - Joseph A. Diblasi
Address: 35-16 Ditmars Blvd Astoria, NY 11105Phone:
Website:
Info:
Allstate Insurance Company - Yannis Sidakis
Address: 3113 23rd Ave Astoria, NY 11105Phone:
Website: http://www.newyork.citysearch.com/profile/662202850/astoria_ny/allstate_insurance_company_yannis_sidakis.html
Info:
Housing Demographics for 11105
Population Review for 11105 Zip Code
For the city of Astoria, the population within 11105 has increased to over 29,310 residents in population size. The current population total is 38,001. We have broken down the population based on race below. In 11105, there are over 18680 in male population and 19321 females.
Population | Values |
---|---|
Total Population | 38,001 |
White Population | 25161 |
Black Population | 912 |
Hispanic Population | 7372 |
Asian Population | 4068 |
Hawaiian Population | 9 |
Indian Population | 196 |
Other Population | 3504 |
Male Population | 18680 |
Female Population | 19321 |
Population Estimate | 29310 |
Household Data for 11105
The average number of homes in 11105 is around 16,703, there are an average of 2.27 per household. The average house value according to local real estate values is around $934,500. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 16,703 |
Persons Per Household | 2.27 |
Average House Value | $934,500 |
Income Per Household | $93200 |
Median Age | 36.5 |
Median Age Male | 35.9 |
Median Age Female | 37.0 |
11105 Details | Values |
---|---|
State | NY |
State Full Name | New York |
City Type | N |
City Alias Abbreviation | |
Area Code | 718 |
City | Astoria |
City Alias Name | ASTORIA |
County | Queens |
County FIPS | 081 |
State FIPS | 36 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 5602 |
PMSA | 5600 |
CSA | 408 |
CBSA | 35620 |
CBSA_DIV | 35614 |
CBSA_Type | Metro |
CBSA_Name | New York-Newark-Jersey City, NY-NJ |
MSA_Name | New York-Northern New Jersey-Long Island, NY-NJ-CT-PA |
PMSA_Name | New York, NY PMSA |
Region | Northeast |
Division | Middle Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1062 |
Number Of Employees | 8711 |
Business First Quarter Payroll | 146569 |
Business Annual Payroll | 622449 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 18897109 |
CBSA Division Population | 11576251 |
Congressional District | 14 |
Congressional LandArea | 28.29 |
Delivery Residential | 12912 |
Delivery Business | 996 |
Delivery Total | 14220 |
Preferred Last Line Key | V11969 |
Classification Code | |
Multi-County | |
CSA Name | New York-Newark, NY-NJ-CT-PA |
CBSA_DIV_Name | New York-Jersey City-White Plains, NY-NJ |
City State Key | V11969 |
Land Area | 1.634000 |
Water Area | 0.000000 |
City Alias Code | |
City Mixed Case | Astoria |
City Alias Mixed Case | Astoria |
Box Count | 237 |
SFDU | 5296 |
MFDU | 7608 |
State ANSI | 36 |
County ANSI | 081 |
ZIP Intro | |
Alias Intro | |
Facility Code | N |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 354830 |
Unique ZIP Name | |
SSA State County Code | 33590 |
Medicare CBSA Code | 35614 |
Medicare CBSA Name | New York-Jersey City-White Plains, NY-NJ |
Medicare CBSA Type | Metro |
Market Rating Area ID | 4 |
County Mixed Case | Queens |
New York Homeowners Insurance News & Information
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Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024
According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums. While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]
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Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024
As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]
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Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024
Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]