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Homeowners Insurance in 10507

For homeowners living in 10507, you want more affordable home insurance rates in Bedford Hills, right? Our rates are very competitive for homeowners living in the great city of Bedford Hills, NY. Many homeowners living in the 10507 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 10507 should appear in the zip code field ready to go. Comparing Bedford Hills, NY Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

10507 Home Insurance Costs Are Considered: High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Bedford Hills pay around $1075 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing New York home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 10507 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Bedford Hills homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your New York home insurance premium today!

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10507 Home Insurance Average Premiums

Local 10507 homeowners insurance quotes comparison

$825 /yr.

Shows Zip Code: 10507 lowest rates with discounts applied on average.

For the 10507, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$825 /yr.
Average Coverage:$1075 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1375 /yr.

What is the average home insurance cost for a home in 10507?

  • • The average homeowners insurance premium paid annually for a home in 10507 is around $1075 per year.

What does it cost on average per month for home insurance in 10507?

  • • Homeowners in 10507 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 10507?

  • • Autoowners in 10507 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Bedford Hills, check out other zip codes nearby 10507.
To review average rates in another zip code, click on a zip code below:
10507  | 

Home Replacement Cost Coverage in 10507

Average Building Cost Per Square Foot in 10507: $205

Location: Bedford Hills, New York (Westchester County)

Average Square Footage in 10507: 2,867 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10507 before you start any project. Bedford Hills homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10507 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10507 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,867 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Bedford Hills area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2052,867$587,800
Additional Upgrades & Added Features$2562,867$734,750
Major Home Updates or Advancements$3082,867$881,700

It's important to understand that when you estimate your replacement cost of your home in the 10507 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10507

Best Home & Auto Insurance Agencies in 10507

Fay, Steve - Fay & Maloney Agency Incorporated

Address: 15 Haines Rd Bedford Hills, NY 10507
Phone:
Website: http://www.faymaloney.com/
Info:

Allstate Insurance Company - Christopher Butz

Address: 3 Depot Plz Bedford Hills, NY 10507
Phone:
Website: http://www.allstateagencies.com/003499?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 10507

Population Review for 10507 Zip Code

For the city of Bedford Hills, the population within 10507 has increased to over 5,551 residents in population size. The current population total is 6,521. We have broken down the population based on race below. In 10507, there are over 2709 in male population and 3812 females.

PopulationValues
Total Population6,521
White Population3888
Black Population631
Hispanic Population1959
Asian Population244
Hawaiian Population1
Indian Population51
Other Population994
Male Population2709
Female Population3812
Population Estimate5551

Household Data for 10507

The average number of homes in 10507 is around 2,019, there are an average of 2.72 per household. The average house value according to local real estate values is around $587,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,019
Persons Per Household2.72
Average House Value$587,800
Income Per Household$83359
Median Age38.6
Median Age Male38.6
Median Age Female38.6
10507 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code914
CityBedford Hills
City Alias NameBEDFORD HILLS
CountyWestchester
County FIPS119
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses323
Number Of Employees2368
Business First Quarter Payroll36035
Business Annual Payroll153899
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District17
Congressional LandArea382.63
Delivery Residential2041
Delivery Business350
Delivery Total2689
Preferred Last Line KeyV12110
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV12110
Land Area7.428000
Water Area0.047000
City Alias Code
City Mixed CaseBedford Hills
City Alias Mixed CaseBedford Hills
Box Count160
SFDU1677
MFDU211
State ANSI36
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number350590
Unique ZIP Name
SSA State County Code33800
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWestchester

New York Homeowners Insurance News & Information

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    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]