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Quickly Revew Homeowners Insurance in 10303

If you own a home in Staten Island, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 10303 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 10303 and start comparing rates now.

10303 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 10303 is $980 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 10303 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Staten Island, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

10303 Home Insurance Average Premiums

Local 10303 homeowners insurance quotes comparison

$730 /yr.

Shows Zip Code: 10303 lowest rates with discounts applied on average.

For the 10303, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$730 /yr.
Average Coverage:$980 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1280 /yr.

What is the average home insurance cost for a home in 10303?

  • • The average homeowners insurance premium paid annually for a home in 10303 is around $980 per year.

What does it cost on average per month for home insurance in 10303?

  • • Homeowners in 10303 pay a monthly average cost per month around $82.00.

What kind of discount could I get if I combine my home and auto insurance together in 10303?

  • • Autoowners in 10303 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Staten Island area, check out other zip codes nearby 10303.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 10303

Average Building Cost Per Square Foot in 10303: $205

Location: Staten Island, New York (Richmond County)

Average Square Footage in 10303: 1,866 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10303 before you start any project. Staten Island homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10303 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10303 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,866 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Staten Island area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2051,866$382,500
Additional Upgrades & Added Features$2561,866$478,125
Major Home Updates or Advancements$3081,866$573,750

It's important to understand that when you estimate your replacement cost of your home in the 10303 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10303

Best Home & Auto Insurance Agencies in 10303

Allstate Insurance-Barbara Maxwell - Irvin Knight

Address: 2031 Forest Ave Staten Island, NY 10303
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 10303

Population Review for 10303 Zip Code

For the city of Staten Island, the population within 10303 has increased to over 24,295 residents in population size. The current population total is 28,155. We have broken down the population based on race below. In 10303, there are over 13546 in male population and 14609 females.

PopulationValues
Total Population28,155
White Population5866
Black Population10127
Hispanic Population10356
Asian Population2837
Hawaiian Population32
Indian Population509
Other Population5716
Male Population13546
Female Population14609
Population Estimate24295

Household Data for 10303

The average number of homes in 10303 is around 8,742, there are an average of 3.18 per household. The average house value according to local real estate values is around $382,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,742
Persons Per Household3.18
Average House Value$382,500
Income Per Household$69879
Median Age34.1
Median Age Male32.4
Median Age Female35.8
10303 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code718/332/646/929
CityStaten Island
City Alias NameSTATEN ISLAND
CountyRichmond
County FIPS085
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses418
Number Of Employees6082
Business First Quarter Payroll83922
Business Annual Payroll350780
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District11
Congressional LandArea65.83
Delivery Residential7640
Delivery Business498
Delivery Total8840
Preferred Last Line KeyV16367
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV16367
Land Area3.169000
Water Area0.015000
City Alias Code
City Mixed CaseStaten Island
City Alias Mixed CaseStaten Island
Box Count266
SFDU4764
MFDU1218
State ANSI36
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number358170
Unique ZIP Name
SSA State County Code33610
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseRichmond

New York Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

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  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]