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10035 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 10035? Our rates are very competitive for homeowners living in New York, NY. Many homeowners based out of your 10035 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our New York licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 10035 should appear in the zip code field ready to go. For New York, NY Home Insurance Rate Quotes click to review the best rates and service online!

10035 Average Premium is Rated: High!

Homeowners living in 10035 can easily save up to 40% off the average home insurance premium of $929 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in New York that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 10035 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 10035!

10035 Home Insurance Average Premiums

Local 10035 homeowners insurance quotes comparison

$679 /yr.

Shows Zip Code: 10035 lowest rates with discounts applied on average.

For the 10035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$679 /yr.
Average Coverage:$929 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1229 /yr.

What is the average home insurance cost for a home in 10035?

  • • The average homeowners insurance premium paid annually for a home in 10035 is around $929 per year.

What does it cost on average per month for home insurance in 10035?

  • • Homeowners in 10035 pay a monthly average cost per month around $77.00.

What kind of discount could I get if I combine my home and auto insurance together in 10035?

  • • Autoowners in 10035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10035.
Review average rates in another zip code:
10033 homeowners insurance rates
10011 homeowners insurance rates
10017 homeowners insurance rates
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10012 homeowners insurance rates
10039 homeowners insurance rates
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10280 homeowners insurance rates
10007 homeowners insurance rates
10282 homeowners insurance rates

Home Replacement Cost Coverage in 10035

Average Building Cost Per Square Foot in 10035: $205

Location: New York, New York (New York County)

Average Square Footage in 10035: 3,095 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10035 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,095 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,095$634,500
Additional Upgrades & Added Features$2563,095$793,125
Major Home Updates or Advancements$3083,095$951,750

It's important to understand that when you estimate your replacement cost of your home in the 10035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10035

Best Home & Auto Insurance Agencies in 10035

Housing Demographics for 10035

Population Review for 10035 Zip Code

For the city of New York, the population within 10035 has increased to over 35,298 residents in population size. The current population total is 35,980. We have broken down the population based on race below. In 10035, there are over 17630 in male population and 18350 females.

PopulationValues
Total Population35,980
White Population6499
Black Population13419
Hispanic Population16207
Asian Population1861
Hawaiian Population47
Indian Population624
Other Population8856
Male Population17630
Female Population18350
Population Estimate35298

Household Data for 10035

The average number of homes in 10035 is around 14,482, there are an average of 2.27 per household. The average house value according to local real estate values is around $634,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,482
Persons Per Household2.27
Average House Value$634,500
Income Per Household$32555
Median Age37.8
Median Age Male37.3
Median Age Female38.3
10035 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code646/212/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses647
Number Of Employees10348
Business First Quarter Payroll135626
Business Annual Payroll578122
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District13
Congressional LandArea10.25
Delivery Residential15550
Delivery Business840
Delivery Total16801
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area1.405000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count338
SFDU203
MFDU15009
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]