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Quickly Revew Homeowners Insurance in 10027

If you own a home in New York, NY you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 10027 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New York licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 10027 and start comparing rates now.

10027 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 10027 is $877 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 10027 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New York, NY home insurance quotes in your local city and review the most competitive coverages and premiums.

10027 Home Insurance Average Premiums

Local 10027 homeowners insurance quotes comparison

$627 /yr.

Shows Zip Code: 10027 lowest rates with discounts applied on average.

For the 10027, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$627 /yr.
Average Coverage:$877 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1177 /yr.

What is the average home insurance cost for a home in 10027?

  • • The average homeowners insurance premium paid annually for a home in 10027 is around $877 per year.

What does it cost on average per month for home insurance in 10027?

  • • Homeowners in 10027 pay a monthly average cost per month around $73.00.

What kind of discount could I get if I combine my home and auto insurance together in 10027?

  • • Autoowners in 10027 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New York area, check out other zip codes nearby 10027.
Review average rates in another zip code:
10009 homeowners insurance rates
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10036 homeowners insurance rates
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10039 homeowners insurance rates

Home Replacement Cost Coverage in 10027

Average Building Cost Per Square Foot in 10027: $205

Location: New York, New York (New York County)

Average Square Footage in 10027: 3,896 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 10027 before you start any project. New York homeowners pay on average around $205 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 10027 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 10027 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 3,896 sq. ft. and the average cost to rebuild the home in this area is around $205 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New York area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2053,896$798,600
Additional Upgrades & Added Features$2563,896$998,250
Major Home Updates or Advancements$3083,896$1,197,900

It's important to understand that when you estimate your replacement cost of your home in the 10027 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 10027

Best Home & Auto Insurance Agencies in 10027

Allstate Insurance Company - Esther Jordan

Address: 46 Tiemann Pl New York, NY 10027
Phone:
Website: http://www.newyork.citysearch.com/profile/667696710/new_york_ny/allstate_insurance_company_esther_jordan.html
Info:

Allstate Insurance Company - Thania Salazar

Address: 2041 Adam Clayton Powell Jr Blvd New York, NY 10027
Phone:
Website: http://www.newyork.citysearch.com/profile/664927410/new_york_ny/allstate_insurance_company_thania_salazar.html
Info:

Housing Demographics for 10027

Population Review for 10027 Zip Code

For the city of New York, the population within 10027 has increased to over 56,909 residents in population size. The current population total is 64,037. We have broken down the population based on race below. In 10027, there are over 29170 in male population and 34867 females.

PopulationValues
Total Population64,037
White Population17307
Black Population23606
Hispanic Population16699
Asian Population6777
Hawaiian Population48
Indian Population515
Other Population8811
Male Population29170
Female Population34867
Population Estimate56909

Household Data for 10027

The average number of homes in 10027 is around 24,553, there are an average of 2.23 per household. The average house value according to local real estate values is around $798,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,553
Persons Per Household2.23
Average House Value$798,600
Income Per Household$58435
Median Age31.8
Median Age Male31.3
Median Age Female32.2
10027 DetailsValues
StateNY
State Full NameNew York
City TypeP
City Alias Abbreviation
Area Code212/646/718/917
CityNew York
City Alias NameNEW YORK
CountyNew York
County FIPS061
State FIPS36
Time Zone5
Day Light SavingY
MSA5602
PMSA5600
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameNew York, NY PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1185
Number Of Employees45171
Business First Quarter Payroll774383
Business Annual Payroll3240072
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District13
Congressional LandArea10.25
Delivery Residential25520
Delivery Business1158
Delivery Total27534
Preferred Last Line KeyV14966
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV14966
Land Area0.942000
Water Area0.000000
City Alias Code
City Mixed CaseNew York
City Alias Mixed CaseNew York
Box Count594
SFDU602
MFDU24867
State ANSI36
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number355825
Unique ZIP Name
SSA State County Code33420
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseNew York

New York Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]