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Quickly Revew Homeowners Insurance in 08012

If you own a home in Blackwood, NJ you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 08012 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our New Jersey licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 08012 and start comparing rates now.

08012 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 08012 is $952 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 08012 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Blackwood, NJ home insurance quotes in your local city and review the most competitive coverages and premiums.

08012 Home Insurance Average Premiums

Local 08012 homeowners insurance quotes comparison

$702 /yr.

Shows Zip Code: 08012 lowest rates with discounts applied on average.

For the 08012, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$702 /yr.
Average Coverage:$952 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1252 /yr.

What is the average home insurance cost for a home in 08012?

  • • The average homeowners insurance premium paid annually for a home in 08012 is around $952 per year.

What does it cost on average per month for home insurance in 08012?

  • • Homeowners in 08012 pay a monthly average cost per month around $79.00.

What kind of discount could I get if I combine my home and auto insurance together in 08012?

  • • Autoowners in 08012 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Blackwood area, check out other zip codes nearby 08012.
Review average rates in another zip code:
08012 homeowners insurance rates

Home Replacement Cost Coverage in 08012

Average Building Cost Per Square Foot in 08012: $193

Location: Blackwood, New Jersey (Camden County)

Average Square Footage in 08012: 1,154 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08012 before you start any project. Blackwood homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08012 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08012 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,154 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Blackwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,154$222,700
Additional Upgrades & Added Features$2411,154$278,375
Major Home Updates or Advancements$2901,154$334,050

It's important to understand that when you estimate your replacement cost of your home in the 08012 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08012

Alpha-Delta

Address: 903 South Black Horse Pike Blackwood, NJ 08012
Phone: (856)939-1545
Website: matlackcompanyinsurance.com

Allstate Insurance - Victor Simonin Jr

Address: 111 A Egg Harbor Rd Sewell, NJ 08012
Phone: (856)232-6200
Website:

Best Home & Auto Insurance Agencies in 08012

Brown- Cary M

Address: 151 Fries Mill Rd Blackwood, NJ 08012
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Alpha-Delta

Address: 903 S Black Horse Pike Blackwood, NJ 08012
Phone:
Website: http://www.matlackcompanyinsurance.com
Info:

Ardite Insurance Agency Llc

Address: 202 S Black Horse Pike Blackwood, NJ 08012
Phone:
Website: http://www.national.citysearch.com/profile/external/662392530/blackwood_nj/ardite_insurance_agency_llc.html
Info:

Allstate Insurance Companies

Address: 865 Black Horse Pike Turnersville, NJ 08012
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Hartford- Karen M - State Farm Insurance Agent

Address: 201 S Black Horse Pike Blackwood, NJ 08012
Phone:
Website:
Info:

Housing Demographics for 08012

Population Review for 08012 Zip Code

For the city of Blackwood, the population within 08012 has increased to over 39,873 residents in population size. The current population total is 38,581. We have broken down the population based on race below. In 08012, there are over 18489 in male population and 20092 females.

PopulationValues
Total Population38,581
White Population28484
Black Population4746
Hispanic Population3008
Asian Population1596
Hawaiian Population4
Indian Population82
Other Population1172
Male Population18489
Female Population20092
Population Estimate39873

Household Data for 08012

The average number of homes in 08012 is around 14,842, there are an average of 2.58 per household. The average house value according to local real estate values is around $222,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,842
Persons Per Household2.58
Average House Value$222,700
Income Per Household$84053
Median Age40.1
Median Age Male38.6
Median Age Female41.6
08012 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856
CityBlackwood
City Alias NameBLACKWOOD
CountyCamden
County FIPS007
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses922
Number Of Employees13591
Business First Quarter Payroll142353
Business Annual Payroll630459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District01
Congressional LandArea350.02
Delivery Residential15455
Delivery Business1063
Delivery Total17093
Preferred Last Line KeyV10131
Classification Code
Multi-CountyY
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV10131
Land Area15.000000
Water Area0.295000
City Alias Code
City Mixed CaseBlackwood
City Alias Mixed CaseBlackwood
Box Count298
SFDU10716
MFDU392
State ANSI34
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number330795
Unique ZIP Name
SSA State County Code31160
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCamden

New Jersey Homeowners Insurance News & Information

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    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]