Get multiple home insurance quotes in 08003. Our licensed 08003, NJ agents are ready to serve you.

08003 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 08003 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Cherry Hill, NJ. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 08003 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in New Jersey, like average Cherry Hill homeowners insurance rates, coverage options or home insurance types, please select Cherry Hill, NJ Home Insurance Rates Online!

08003 Home Insurance Average Premiums

Local 08003 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 08003 lowest rates with discounts applied on average.

For the 08003, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1254 /yr.

What is the average home insurance cost for a home in 08003?

  • • The average homeowners insurance premium paid annually for a home in 08003 is around $954 per year.

What does it cost on average per month for home insurance in 08003?

  • • Homeowners in 08003 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 08003?

  • • Autoowners in 08003 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cherry Hill area, check out other zip codes nearby 08003.
Review average rates in another zip code:
08003 homeowners insurance rates
08002 homeowners insurance rates
08034 homeowners insurance rates

Home Replacement Cost Coverage in 08003

Average Building Cost Per Square Foot in 08003: $193

Location: Cherry Hill, New Jersey (Camden County)

Average Square Footage in 08003: 1,817 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 08003 before you start any project. Cherry Hill homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 08003 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 08003 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,817 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cherry Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,817$350,700
Additional Upgrades & Added Features$2411,817$438,375
Major Home Updates or Advancements$2901,817$526,050

It's important to understand that when you estimate your replacement cost of your home in the 08003 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 08003

Commerce National Ins Svc

Address: 1701 Marlton Pike E Cherry Hill, NJ 08003
Phone: (856)489-7000
Website:

Allstate Insurance - Herb Bewley

Address: 1141 Marlkress Rd Cherry Hill, NJ 08003
Phone: (856)424-6888
Website:

Best Home & Auto Insurance Agencies in 08003

Allstate New Jersey Insurance Company - Raju Varghese

Address: 1400 Berlin Rd Cherry Hill, NJ 08003
Phone:
Website: http://www.national.citysearch.com/profile/667108620/cherry_hill_nj/allstate_new_jersey_insurance_company_raju_varghese.html
Info:

Trimble- Brad A - State Farm Insurance Agent

Address: 24 Rockhill Rd Cherry Hill, NJ 08003
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance - Herb Bewley

Address: 1141 Marlkress Rd Cherry Hill, NJ 08003
Phone:
Website:
Info:

Liberty Bell Insurance Services

Address: 2099 New Jersey 70 Greentree, NJ 08003
Phone:
Website: http://www.libertybellfinancial.com
Info:

Ernest V Del Duke Agency

Address: 1190 Marlkress Rd Cherry Hill, NJ 08003
Phone:
Website: http://www.protectwhatyouhave.com/
Info:

Housing Demographics for 08003

Population Review for 08003 Zip Code

For the city of Cherry Hill, the population within 08003 has increased to over 32,560 residents in population size. The current population total is 31,402. We have broken down the population based on race below. In 08003, there are over 15233 in male population and 16169 females.

PopulationValues
Total Population31,402
White Population21462
Black Population1901
Hispanic Population1872
Asian Population5427
Hawaiian Population10
Indian Population31
Other Population539
Male Population15233
Female Population16169
Population Estimate32560

Household Data for 08003

The average number of homes in 08003 is around 11,330, there are an average of 2.75 per household. The average house value according to local real estate values is around $350,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,330
Persons Per Household2.75
Average House Value$350,700
Income Per Household$138472
Median Age43.8
Median Age Male41.9
Median Age Female45.3
08003 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code856/609
CityCherry Hill
City Alias NameCHERRY HILL
CountyCamden
County FIPS007
State FIPS34
Time Zone5
Day Light SavingY
MSA6162
PMSA6160
CSA428
CBSA37980
CBSA_DIV15804
CBSA_TypeMetro
CBSA_NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD
MSA_NamePhiladelphia-Wilmington-Atlantic City, PA-NJ-DE-MD CMSA
PMSA_NamePhiladelphia, PA-NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses892
Number Of Employees13605
Business First Quarter Payroll214752
Business Annual Payroll889573
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5965343
CBSA Division Population1250679
Congressional District01
Congressional LandArea350.02
Delivery Residential11840
Delivery Business688
Delivery Total14078
Preferred Last Line KeyV10247
Classification Code
Multi-County
CSA NamePhiladelphia-Reading-Camden, PA-NJ-DE-MD
CBSA_DIV_NameCamden, NJ
City State KeyV10247
Land Area10.990000
Water Area0.015000
City Alias Code
City Mixed CaseCherry Hill
City Alias Mixed CaseCherry Hill
Box Count81
SFDU8849
MFDU663
State ANSI34
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number331540
Unique ZIP Name
SSA State County Code31160
Medicare CBSA Code15804
Medicare CBSA NameCamden, NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseCamden

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]