Get multiple home insurance quotes in 07608. Our licensed 07608, NJ agents are ready to serve you.

07608, NJ Homeowners Insurance Rates

With a population size of 74 and with 26 occupied homes in the 07608 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Teterboro, NJ are around $1,090 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Teterboro, New Jersey. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your New Jersey home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Teterboro, NJ.

For New Jersey home insurance information, including average Teterboro home insurance rates, coverage options or the different homeowners insurance types, please select Teterboro, NJ Home Insurance Quotes Now!

07608 Home Insurance Average Premiums

Local 07608 homeowners insurance quotes comparison

$840 /yr.

Shows Zip Code: 07608 lowest rates with discounts applied on average.

For the 07608, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$840 /yr.
Average Coverage:$1090 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1390 /yr.

What is the average home insurance cost for a home in 07608?

  • • The average homeowners insurance premium paid annually for a home in 07608 is around $1090 per year.

What does it cost on average per month for home insurance in 07608?

  • • Homeowners in 07608 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 07608?

  • • Autoowners in 07608 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Teterboro, check out other zip codes nearby 07608.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 07608

Average Building Cost Per Square Foot in 07608: $193

Location: Teterboro, New Jersey (Bergen County)

Average Square Footage in 07608: 855 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07608 before you start any project. Teterboro homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07608 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07608 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 855 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Teterboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$193855$165,000
Additional Upgrades & Added Features$241855$206,250
Major Home Updates or Advancements$290855$247,500

It's important to understand that when you estimate your replacement cost of your home in the 07608 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07608

Best Home & Auto Insurance Agencies in 07608

Housing Demographics for 07608

Population Review for 07608 Zip Code

For the city of Teterboro, the population within 07608 has increased to over 72 residents in population size. The current population total is 74. We have broken down the population based on race below. In 07608, there are over 47 in male population and 27 females.

PopulationValues
Total Population74
White Population34
Black Population8
Hispanic Population31
Asian Population1
Hawaiian Population0
Indian Population0
Other Population4
Male Population47
Female Population27
Population Estimate72

Household Data for 07608

The average number of homes in 07608 is around 26, there are an average of 2.69 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode26
Persons Per Household2.69
Average House Value$165,000
Income Per Household$0
Median Age36.0
Median Age Male31.8
Median Age Female40.5
07608 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeN
City Alias Abbreviation
Area Code201
CityTeterboro
City Alias NameTETERBORO
CountyBergen
County FIPS003
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses175
Number Of Employees8671
Business First Quarter Payroll156479
Business Annual Payroll595854
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09
Congressional LandArea95.34
Delivery Residential27
Delivery Business162
Delivery Total634
Preferred Last Line KeyV19600
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV19600
Land Area1.711000
Water Area0.010000
City Alias Code
City Mixed CaseTeterboro
City Alias Mixed CaseTeterboro
Box Count0
SFDU27
MFDU0
State ANSI34
County ANSI003
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number333225
Unique ZIP Name
SSA State County Code31100
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseBergen

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]