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07513 Home Insurance Rates

Getting multiple homeowners insurance rates in 07513 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Paterson, NJ. Many homeowners based out of the 07513 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our New Jersey licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 07513 should appear in the zip code field ready to go. For Paterson, NJ Home Insurance Quotes, Click to easily get started!

07513 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 07513 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Paterson. For a basic HO-3, standard homeowners policy, the average premium per year in New Jersey is around $1003. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 07513 zip code today and let us help you save time and money on your homeowners insurance premium.

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07513 Home Insurance Average Premiums

Local 07513 homeowners insurance quotes comparison

$753 /yr.

Shows Zip Code: 07513 lowest rates with discounts applied on average.

For the 07513, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$753 /yr.
Average Coverage:$1003 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1303 /yr.

What is the average home insurance cost for a home in 07513?

  • • The average homeowners insurance premium paid annually for a home in 07513 is around $1003 per year.

What does it cost on average per month for home insurance in 07513?

  • • Homeowners in 07513 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 07513?

  • • Autoowners in 07513 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paterson area, check out other zip codes nearby 07513.
Review average rates in another zip code:
07514 homeowners insurance rates
07524 homeowners insurance rates
07504 homeowners insurance rates
07502 homeowners insurance rates
07522 homeowners insurance rates
07513 homeowners insurance rates
07503 homeowners insurance rates
07505 homeowners insurance rates
07501 homeowners insurance rates

Home Replacement Cost Coverage in 07513

Average Building Cost Per Square Foot in 07513: $193

Location: Paterson, New Jersey (Passaic County)

Average Square Footage in 07513: 1,487 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 07513 before you start any project. Paterson homeowners pay on average around $193 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 07513 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 07513 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,487 sq. ft. and the average cost to rebuild the home in this area is around $193 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paterson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1931,487$286,900
Additional Upgrades & Added Features$2411,487$358,625
Major Home Updates or Advancements$2901,487$430,350

It's important to understand that when you estimate your replacement cost of your home in the 07513 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 07513

Best Home & Auto Insurance Agencies in 07513

VERONICAS INSURANCE - Progressive Insurance

Address: 584 21st Ave Paterson, NJ 07513
Phone:
Website: http://www.newyork.citysearch.com/profile/external/45535119/paterson_nj/veronicas_insurance_progressive_insurance.html
Info:

Housing Demographics for 07513

Population Review for 07513 Zip Code

For the city of Paterson, the population within 07513 has increased to over 9,387 residents in population size. The current population total is 11,995. We have broken down the population based on race below. In 07513, there are over 5829 in male population and 6166 females.

PopulationValues
Total Population11,995
White Population1530
Black Population1689
Hispanic Population9632
Asian Population65
Hawaiian Population4
Indian Population81
Other Population6283
Male Population5829
Female Population6166
Population Estimate9387

Household Data for 07513

The average number of homes in 07513 is around 3,424, there are an average of 3.50 per household. The average house value according to local real estate values is around $286,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,424
Persons Per Household3.50
Average House Value$286,900
Income Per Household$55625
Median Age34.7
Median Age Male33.1
Median Age Female36.2
07513 DetailsValues
StateNJ
State Full NameNew Jersey
City TypeP
City Alias Abbreviation
Area Code973
CityPaterson
City Alias NamePATERSON
CountyPassaic
County FIPS031
State FIPS34
Time Zone5
Day Light SavingY
MSA5602
PMSA0875
CSA408
CBSA35620
CBSA_DIV35614
CBSA_TypeMetro
CBSA_NameNew York-Newark-Jersey City, NY-NJ
MSA_NameNew York-Northern New Jersey-Long Island, NY-NJ-CT-PA
PMSA_NameBergen-Passaic, NJ PMSA
RegionNortheast
DivisionMiddle Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses192
Number Of Employees1574
Business First Quarter Payroll17607
Business Annual Payroll78608
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population18897109
CBSA Division Population11576251
Congressional District09
Congressional LandArea95.34
Delivery Residential2682
Delivery Business238
Delivery Total3364
Preferred Last Line KeyV11161
Classification Code
Multi-County
CSA NameNew York-Newark, NY-NJ-CT-PA
CBSA_DIV_NameNew York-Jersey City-White Plains, NY-NJ
City State KeyV11161
Land Area0.568000
Water Area0.006000
City Alias Code
City Mixed CasePaterson
City Alias Mixed CasePaterson
Box Count0
SFDU2322
MFDU141
State ANSI34
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number336420
Unique ZIP Name
SSA State County Code31320
Medicare CBSA Code35614
Medicare CBSA NameNew York-Jersey City-White Plains, NY-NJ
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CasePassaic

New Jersey Homeowners Insurance News & Information

  • Buy Flood Insurance: What we learned from Hurricane Ida Posted on Monday 20th September, 2021

    On September 2, 2021, Parked cars in New Brunswick, New Jersey submerged underwater after Tropical Storm Ida. Hurricane Ida struck Louisiana as a category 4 hurricane with 150 mile an hour winds and days later hit New Jersey, New York, and other states with a massive amount of rain that has caused numerous flash floods, […]

  • FEMA’s new rating system is called “Risk Rating 2.0,” effective October 1st, 2021 Posted on Wednesday 28th April, 2021

    A recent report by ValuePenguin looked at the new risk ratings that the Federal Emergency Management Agency’s (FEMA) will be using when determining premiums for flood insurance in the National Flood Insurance Program (NFIP). The report found that millions of homeowners could see noticeable increases in flood insurance costs. FEMA’s new rating system is called […]