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65560 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 65560 zip code it's important to know that our rates are very competitive for homeowners living in Salem, MO. Many homeowners based out of your 65560 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65560 should appear in the zip code field ready to go. For Salem, MO Homeowners Insurance Quotes nearby, we offer the best rates and service.

65560: Average Home Insurance Rates

For homeowners living in the great city of Salem, the average homeowners policy is considered high in comparison to other states. Missouri premiums are estimated to be around $954 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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65560 Home Insurance Average Premiums

Local 65560 homeowners insurance quotes comparison

$704 /yr.

Shows Zip Code: 65560 lowest rates with discounts applied on average.

For the 65560, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$704 /yr.
Average Coverage:$954 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1254 /yr.

What is the average home insurance cost for a home in 65560?

  • • The average homeowners insurance premium paid annually for a home in 65560 is around $954 per year.

What does it cost on average per month for home insurance in 65560?

  • • Homeowners in 65560 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 65560?

  • • Autoowners in 65560 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Salem, check out other zip codes nearby 65560.
To review average rates in another zip code, click on a zip code below:
65560  | 

Home Replacement Cost Coverage in 65560

Average Building Cost Per Square Foot in 65560: $122

Location: Salem, Missouri (Dent County)

Average Square Footage in 65560: 908 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65560 before you start any project. Salem homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65560 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65560 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 908 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122908$110,800
Additional Upgrades & Added Features$153908$138,500
Major Home Updates or Advancements$183908$166,200

It's important to understand that when you estimate your replacement cost of your home in the 65560 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65560

Best Home & Auto Insurance Agencies in 65560

Cook Denver Insurance

Address: 1014 E Highway 32 Salem, MO 65560
Phone:
Website:
Info:

Housing Demographics for 65560

Population Review for 65560 Zip Code

For the city of Salem, the population within 65560 has increased to over 14,011 residents in population size. The current population total is 13,292. We have broken down the population based on race below. In 65560, there are over 6599 in male population and 6693 females.

PopulationValues
Total Population13,292
White Population12222
Black Population75
Hispanic Population256
Asian Population50
Hawaiian Population8
Indian Population65
Other Population86
Male Population6599
Female Population6693
Population Estimate14011

Household Data for 65560

The average number of homes in 65560 is around 5,532, there are an average of 2.37 per household. The average house value according to local real estate values is around $110,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,532
Persons Per Household2.37
Average House Value$110,800
Income Per Household$43242
Median Age44.8
Median Age Male43.3
Median Age Female45.8
65560 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CitySalem
City Alias NameSALEM
CountyDent
County FIPS065
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses286
Number Of Employees3176
Business First Quarter Payroll24555
Business Annual Payroll104047
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|08
Congressional LandArea6851.54|19901.17
Delivery Residential5912
Delivery Business389
Delivery Total7055
Preferred Last Line KeyW17862
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW17862
Land Area664.176000
Water Area1.555000
City Alias Code
City Mixed CaseSalem
City Alias Mixed CaseSalem
Box Count462
SFDU5813
MFDU21
State ANSI29
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number287176
Unique ZIP Name
SSA State County Code26320
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID9
County Mixed CaseDent

Missouri Homeowners Insurance News & Information

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]

  • Texas Homeowner Insurance Claims Were Closed Without Any Payment Posted on Monday 14th July, 2025

    According to a recent study that was reported on in the Houston Chronicle, almost half of all Texas homeowner insurance claims were closed without any payment to the homeowner. A company called Weiss Ratings was in charge of the study and they found that 47% of claims filed by Texas homeowners have been closed by […]

  • What causes North Carolina home insurance to go up? Posted on Monday 7th July, 2025

    A homeowner in North Carolina was greeted with a nasty surprise this year, a 41% increase in his insurance premium.  On average, homeowners in North Carolina saw a rate jump of 7.5% on June 1st due to a settlement reached by the North Carolina Department of Insurance but this certainly doesn’t explain a 41% increase.  Doug Corkhill is […]