Get multiple home insurance quotes in 65265. Our licensed 65265, MO agents are ready to serve you.

65265 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 65265? Our rates are very competitive for homeowners living in Mexico, MO. Many homeowners based out of your 65265 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Missouri licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 65265 should appear in the zip code field ready to go. For Mexico, MO Home Insurance Rate Quotes click to review the best rates and service online!

65265 Average Premium is Rated: High!

Homeowners living in 65265 can easily save up to 40% off the average home insurance premium of $961 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Mexico that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 65265 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 65265!

65265 Home Insurance Average Premiums

Local 65265 homeowners insurance quotes comparison

$711 /yr.

Shows Zip Code: 65265 lowest rates with discounts applied on average.

For the 65265, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$711 /yr.
Average Coverage:$961 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1261 /yr.

What is the average home insurance cost for a home in 65265?

  • • The average homeowners insurance premium paid annually for a home in 65265 is around $961 per year.

What does it cost on average per month for home insurance in 65265?

  • • Homeowners in 65265 pay a monthly average cost per month around $80.00.

What kind of discount could I get if I combine my home and auto insurance together in 65265?

  • • Autoowners in 65265 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Mexico, check out other zip codes nearby 65265.
To review average rates in another zip code, click on a zip code below:
65265  | 

Home Replacement Cost Coverage in 65265

Average Building Cost Per Square Foot in 65265: $122

Location: Mexico, Missouri (Audrain County)

Average Square Footage in 65265: 854 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 65265 before you start any project. Mexico homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 65265 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 65265 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 854 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mexico area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122854$104,200
Additional Upgrades & Added Features$153854$130,250
Major Home Updates or Advancements$183854$156,300

It's important to understand that when you estimate your replacement cost of your home in the 65265 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 65265

Best Home & Auto Insurance Agencies in 65265

American Family Insurance - Neal Rosenstengel

Address: 121 South Jefferson Street Mexico, MO 65265
Phone:
Website: http://www.insurance-agency.amfam.com/MO/neal-rosenstengel/default.aspx?sourceid=yp3
Info:

Ekern- Kirk

Address: 1122 E Liberty St Mexico, MO 65265
Phone:
Website:
Info:

Bedford, Larry - Shelter Insurance

Address: 201 South Muldrow Street Mexico, MO 65265
Phone:
Website: http://www.shelterinsurance.com/CA/agent/LARRYBEDFORD
Info:

Audrain Insurance Agency

Address: 217 W Jackson St Mexico, MO 65265
Phone:
Website:
Info:

Gallaher, John - Gallaher Insurance Group

Address: 110 N Coal St Mexico, MO 65265
Phone:
Website: http://www.gallaherinsurance.com/
Info:

Housing Demographics for 65265

Population Review for 65265 Zip Code

For the city of Mexico, the population within 65265 has increased to over 15,493 residents in population size. The current population total is 15,238. We have broken down the population based on race below. In 65265, there are over 7388 in male population and 7850 females.

PopulationValues
Total Population15,238
White Population12768
Black Population976
Hispanic Population543
Asian Population93
Hawaiian Population2
Indian Population60
Other Population289
Male Population7388
Female Population7850
Population Estimate15493

Household Data for 65265

The average number of homes in 65265 is around 6,258, there are an average of 2.34 per household. The average house value according to local real estate values is around $104,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,258
Persons Per Household2.34
Average House Value$104,200
Income Per Household$46318
Median Age41.2
Median Age Male38.9
Median Age Female43.5
65265 DetailsValues
StateMO
State Full NameMissouri
City TypeP
City Alias Abbreviation
Area Code573
CityMexico
City Alias NameMEXICO
CountyAudrain
County FIPS007
State FIPS29
Time Zone6
Day Light SavingY
MSA
PMSA
CSA190
CBSA33020
CBSA_DIV
CBSA_TypeMicro
CBSA_NameMexico, MO
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses400
Number Of Employees5477
Business First Quarter Payroll51881
Business Annual Payroll220110
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population25529
CBSA Division Population0
Congressional District03|06
Congressional LandArea6851.54|18198.62
Delivery Residential6621
Delivery Business475
Delivery Total7404
Preferred Last Line KeyW17239
Classification Code
Multi-CountyY
CSA NameColumbia-Jefferson City-Moberly, MO
CBSA_DIV_Name
City State KeyW17239
Land Area223.555000
Water Area2.269000
City Alias Code
City Mixed CaseMexico
City Alias Mixed CaseMexico
Box Count160
SFDU6187
MFDU10
State ANSI29
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number285244
Unique ZIP Name
SSA State County Code26030
Medicare CBSA Code99926
Medicare CBSA NameRural Areas in MO
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseAudrain

Missouri Homeowners Insurance News & Information

  • Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

    Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]

  • Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

    Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

  • Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

    Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]