Get multiple home insurance quotes in 39206. Our licensed 39206, MS agents are ready to serve you.

39206 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 39206 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Jackson, MS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 39206 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Mississippi, like average Jackson homeowners insurance rates, coverage options or home insurance types, please select Jackson, MS Home Insurance Rates Online!

39206 Home Insurance Average Premiums

Local 39206 homeowners insurance quotes comparison

$971 /yr.

Shows Zip Code: 39206 lowest rates with discounts applied on average.

For the 39206, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$971 /yr.
Average Coverage:$1221 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1521 /yr.

What is the average home insurance cost for a home in 39206?

  • • The average homeowners insurance premium paid annually for a home in 39206 is around $1221 per year.

What does it cost on average per month for home insurance in 39206?

  • • Homeowners in 39206 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 39206?

  • • Autoowners in 39206 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Jackson, check out other zip codes nearby 39206.
To review average rates in another zip code, click on a zip code below:
39201  |  39212  |  39216  |  39211  |  39217  |  39209  |  39203  |  39206  |  39204  |  39202  | 

Home Replacement Cost Coverage in 39206

Average Building Cost Per Square Foot in 39206: $96

Location: Jackson, Mississippi (Hinds County)

Average Square Footage in 39206: 1,018 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 39206 before you start any project. Jackson homeowners pay on average around $96 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 39206 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 39206 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,018 sq. ft. and the average cost to rebuild the home in this area is around $96 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jackson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$961,018$97,700
Additional Upgrades & Added Features$1201,018$122,125
Major Home Updates or Advancements$1441,018$146,550

It's important to understand that when you estimate your replacement cost of your home in the 39206 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 39206

J Smith Lanier & Co Inc

Address: 100 Office Park Plz Jackson, MS 39206
Phone: (601)825-9466
Website:

Best Home & Auto Insurance Agencies in 39206

Mathews- Sherman L - State Farm Insurance Agent

Address: 4111 N State St Jackson, MS 39206
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Naef Jr- Robert W - State Farm Insurance Agent

Address: 4955 N State St Jackson, MS 39206
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Davis & Goulet Insurance Inc

Address: 4273 I-55 N, #100 Jackson, MS 39206
Phone:
Website: http://www.dgins.com
Info:

Alpha Insurance Agency Inc

Address: 5140 Galaxie Dr, #203 Jackson, MS 39206
Phone:
Website:
Info:

Stafford Ins. Shop

Address: 4801 N State St, #101 Jackson, MS 39206
Phone:
Website:
Info:

Housing Demographics for 39206

Population Review for 39206 Zip Code

For the city of Jackson, the population within 39206 has increased to over 24,452 residents in population size. The current population total is 22,553. We have broken down the population based on race below. In 39206, there are over 10322 in male population and 12231 females.

PopulationValues
Total Population22,553
White Population2072
Black Population19668
Hispanic Population428
Asian Population78
Hawaiian Population2
Indian Population14
Other Population279
Male Population10322
Female Population12231
Population Estimate24452

Household Data for 39206

The average number of homes in 39206 is around 9,674, there are an average of 2.29 per household. The average house value according to local real estate values is around $97,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,674
Persons Per Household2.29
Average House Value$97,700
Income Per Household$43010
Median Age37.9
Median Age Male36.0
Median Age Female39.4
39206 DetailsValues
StateMS
State Full NameMississippi
City TypeP
City Alias Abbreviation
Area Code601
CityJackson
City Alias NameJACKSON
CountyHinds
County FIPS049
State FIPS28
Time Zone6
Day Light SavingY
MSA3560
PMSA
CSA298
CBSA27140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameJackson, MS
MSA_NameJackson, MS MSA
PMSA_Name
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses458
Number Of Employees5183
Business First Quarter Payroll51248
Business Annual Payroll223634
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population539057
CBSA Division Population0
Congressional District02|03
Congressional LandArea15551.51|12754.48
Delivery Residential10678
Delivery Business917
Delivery Total11456
Preferred Last Line KeyY13801
Classification Code
Multi-County
CSA NameJackson-Vicksburg-Brookhaven, MS
CBSA_DIV_Name
City State KeyY13801
Land Area8.845000
Water Area0.000000
City Alias Code
City Mixed CaseJackson
City Alias Mixed CaseJackson
Box Count0
SFDU6687
MFDU3402
State ANSI28
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number273783
Unique ZIP Name
SSA State County Code25240
Medicare CBSA Code27140
Medicare CBSA NameJackson, MS
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHinds

Mississippi Homeowners Insurance News & Information

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    According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs.  Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders.  Florida Peninsula has filed […]

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]