Home Insurance Rates in 56377

For homeowners shopping online in 56377, our insurance rates are very competitive for homeowners living in Sartell, MN. Many homeowners based out of the great city of Sartell have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Minnesota licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 56377, simply click the "Get Multiple Quotes Now" button. Your 56377 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Sartell, MN Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

56377 Home Insurance Rating is: High!

If you live in 56377, you can easily save up to 40% off the average home insurance premium of $1106 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Sartell can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 56377 today!

Get Multiple Home Insurance Rates in 56377!

Average Building Cost Per Square Foot in 56377: $188

Average Square Footage in 56377: 1,229 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 56377 before you start any project. Sartell homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 56377 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 56377 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,229 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sartell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 56377 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

American Family Insurance

American Family Insurance- Philip E Peichel Agency Incorporated

Karki, Allan - Pro Growth Insurance Agency

Steven Hensel Agency American Family Insurance

Allstate Insurance Company - Michael Bot

Household Data for 56377

The average number of homes in 56377 is around 7,967, there are an average of 2.59 per household. The average house value according to local real estate values is around $231,100. Please review the following demographics below for average income and media age.

• Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

  Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

• Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

  As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

• 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

  Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]