Get multiple home insurance quotes in 55379. Our licensed 55379, MN agents are ready to serve you.

55379 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 55379? There are over 16,314 occupied homes in the 55379 area. With a population size of 48,254, it's not uncommon for residence of Shakopee, MN to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Minnesota is around $1,077 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 55379 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Shakopee, MN Home Insurance Rate Quotes

55379 Home Insurance Average Premiums

Local 55379 homeowners insurance quotes comparison

$827 /yr.

Shows Zip Code: 55379 lowest rates with discounts applied on average.

For the 55379, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$827 /yr.
Average Coverage:$1077 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1377 /yr.

What is the average home insurance cost for a home in 55379?

  • • The average homeowners insurance premium paid annually for a home in 55379 is around $1077 per year.

What does it cost on average per month for home insurance in 55379?

  • • Homeowners in 55379 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 55379?

  • • Autoowners in 55379 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Shakopee, check out other zip codes nearby 55379.
To review average rates in another zip code, click on a zip code below:
55379  | 

Home Replacement Cost Coverage in 55379

Average Building Cost Per Square Foot in 55379: $188

Location: Shakopee, Minnesota (Scott County)

Average Square Footage in 55379: 1,596 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 55379 before you start any project. Shakopee homeowners pay on average around $188 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 55379 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 55379 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,596 sq. ft. and the average cost to rebuild the home in this area is around $188 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shakopee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1881,596$300,000
Additional Upgrades & Added Features$2351,596$375,000
Major Home Updates or Advancements$2821,596$450,000

It's important to understand that when you estimate your replacement cost of your home in the 55379 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 55379

AA Auto & Home Insurance

Address: 232 1st Avenue East Shakopee, MN 55379
Phone: (952)233-8823
Website:

Allstate Insurance - Michael A. Grzeskowiak

Address: 1100 E 4th Ave #110 Shakopee, MN 55379
Phone: (952)233-0310
Website:

Allstate Insurance - Darren Mc Neil

Address: 100 Fuller St S #155 Shakopee, MN 55379
Phone: (952)233-7277
Website:

Best Home & Auto Insurance Agencies in 55379

Allstate Insurance - Darren Mc Neil

Address: 100 Fuller St N, #S-155 Shakopee, MN 55379
Phone:
Website:
Info:

American Family Insurance District Office

Address: 5240 Valley Industrial Blvd N Shakopee, MN 55379
Phone:
Website:
Info:

Billings- Bradley B - State Farm Insurance Agent

Address: 421 1st Ave E Shakopee, MN 55379
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Kucera- Gerard T - State Farm Insurance Agent

Address: 175 1st Ave E Shakopee, MN 55379
Phone:
Website:
Info:

Allstate Insurance - Michael A. Grzeskowiak

Address: 1100 4th Ave E, #E110 Shakopee, MN 55379
Phone:
Website:
Info:

Housing Demographics for 55379

Population Review for 55379 Zip Code

For the city of Shakopee, the population within 55379 has increased to over 53,528 residents in population size. The current population total is 48,254. We have broken down the population based on race below. In 55379, there are over 23730 in male population and 24524 females.

PopulationValues
Total Population48,254
White Population31673
Black Population4148
Hispanic Population4943
Asian Population5277
Hawaiian Population20
Indian Population789
Other Population2648
Male Population23730
Female Population24524
Population Estimate53528

Household Data for 55379

The average number of homes in 55379 is around 16,314, there are an average of 2.90 per household. The average house value according to local real estate values is around $300,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,314
Persons Per Household2.90
Average House Value$300,000
Income Per Household$95602
Median Age35.5
Median Age Male34.8
Median Age Female36.1
55379 DetailsValues
StateMN
State Full NameMinnesota
City TypeP
City Alias Abbreviation
Area Code952
CityShakopee
City Alias NameSHAKOPEE
CountyScott
County FIPS139
State FIPS27
Time Zone6
Day Light SavingY
MSA5120
PMSA
CSA378
CBSA33460
CBSA_DIV
CBSA_TypeMetro
CBSA_NameMinneapolis-St. Paul-Bloomington, MN-WI
MSA_NameMinneapolis-St. Paul, MN-WI MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1069
Number Of Employees24686
Business First Quarter Payroll328369
Business Annual Payroll1481186
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population3279833
CBSA Division Population0
Congressional District02
Congressional LandArea2437.91
Delivery Residential18458
Delivery Business923
Delivery Total22641
Preferred Last Line KeyY26292
Classification Code
Multi-County
CSA NameMinneapolis-St. Paul, MN-WI
CBSA_DIV_Name
City State KeyY26292
Land Area57.875000
Water Area2.308000
City Alias Code
City Mixed CaseShakopee
City Alias Mixed CaseShakopee
Box Count209
SFDU9610
MFDU3553
State ANSI27
County ANSI139
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number268600
Unique ZIP Name
SSA State County Code24690
Medicare CBSA Code33460
Medicare CBSA NameMinneapolis-St. Paul-Bloomington, MN-WI
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseScott

Minnesota Homeowners Insurance News & Information

  • Affordable Home Insurance Is Getting Very Hard to Find Posted on Tuesday 6th May, 2025

    According to a recent ValuePenguin study, homeowners are having a harder time finding affordable insurance due to the property insurance crisis spreading around the country.  The report found that a shocking two-thirds of homeowners have seen premium increases in 2024. Another 25% of homeowners said they were dropped by their insurance company which is a […]

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]