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49073 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 49073 zip code it's important to know that our rates are very competitive for homeowners living in Nashville, MI. Many homeowners based out of your 49073 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 49073 should appear in the zip code field ready to go. For Nashville, MI Homeowners Insurance Quotes nearby, we offer the best rates and service.

49073: Average Home Insurance Rates

For homeowners living in the great city of Nashville, the average homeowners policy is considered very low in comparison to other states. Michigan premiums are estimated to be around $806 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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49073 Home Insurance Average Premiums

Local 49073 homeowners insurance quotes comparison

$556 /yr.

Shows Zip Code: 49073 lowest rates with discounts applied on average.

For the 49073, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$556 /yr.
Average Coverage:$806 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1106 /yr.

What is the average home insurance cost for a home in 49073?

  • • The average homeowners insurance premium paid annually for a home in 49073 is around $806 per year.

What does it cost on average per month for home insurance in 49073?

  • • Homeowners in 49073 pay a monthly average cost per month around $67.00.

What kind of discount could I get if I combine my home and auto insurance together in 49073?

  • • Autoowners in 49073 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Nashville, check out other zip codes nearby 49073.
To review average rates in another zip code, click on a zip code below:
49073  | 

Home Replacement Cost Coverage in 49073

Average Building Cost Per Square Foot in 49073: $132

Location: Nashville, Michigan (Barry County)

Average Square Footage in 49073: 1,074 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 49073 before you start any project. Nashville homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 49073 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 49073 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,074 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,074$141,800
Additional Upgrades & Added Features$1651,074$177,250
Major Home Updates or Advancements$1981,074$212,700

It's important to understand that when you estimate your replacement cost of your home in the 49073 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 49073

Best Home & Auto Insurance Agencies in 49073

Housing Demographics for 49073

Population Review for 49073 Zip Code

For the city of Nashville, the population within 49073 has increased to over 4,791 residents in population size. The current population total is 4,874. We have broken down the population based on race below. In 49073, there are over 2523 in male population and 2351 females.

PopulationValues
Total Population4,874
White Population4568
Black Population11
Hispanic Population109
Asian Population5
Hawaiian Population0
Indian Population27
Other Population34
Male Population2523
Female Population2351
Population Estimate4791

Household Data for 49073

The average number of homes in 49073 is around 1,907, there are an average of 2.55 per household. The average house value according to local real estate values is around $141,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,907
Persons Per Household2.55
Average House Value$141,800
Income Per Household$51848
Median Age39.5
Median Age Male38.9
Median Age Female40.2
49073 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code517/269
CityNashville
City Alias NameNASHVILLE
CountyBarry
County FIPS015
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA266
CBSA24340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Rapids-Wyoming-Kentwood, MI
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses58
Number Of Employees293
Business First Quarter Payroll1788
Business Annual Payroll10817
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population774160
CBSA Division Population0
Congressional District02|03
Congressional LandArea3281.19|2628.74
Delivery Residential1879
Delivery Business21
Delivery Total2109
Preferred Last Line KeyY12440
Classification Code
Multi-CountyY
CSA NameGrand Rapids-Wyoming, MI
CBSA_DIV_Name
City State KeyY12440
Land Area70.510000
Water Area0.816000
City Alias Code
City Mixed CaseNashville
City Alias Mixed CaseNashville
Box Count177
SFDU1625
MFDU57
State ANSI26
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number256570
Unique ZIP Name
SSA State County Code23070
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID11
County Mixed CaseBarry

Michigan Homeowners Insurance News & Information

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