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Searching for Homeowners Insurance in 48703

If you are a homeowners that lives in 48703 you may be searching for more affordable homeowners insurance in Au Gres. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Au Gres, MI. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Michigan licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 48703 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Au Gres, MI home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 48703 Home Insurance Costs: very low!

In Au Gres, homeowners are paying roughly $783 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 48703 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Au Gres are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 48703 policy right now!

48703 Home Insurance Average Premiums

Local 48703 homeowners insurance quotes comparison

$533 /yr.

Shows Zip Code: 48703 lowest rates with discounts applied on average.

For the 48703, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$533 /yr.
Average Coverage:$783 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1083 /yr.

What is the average home insurance cost for a home in 48703?

  • • The average homeowners insurance premium paid annually for a home in 48703 is around $783 per year.

What does it cost on average per month for home insurance in 48703?

  • • Homeowners in 48703 pay a monthly average cost per month around $65.00.

What kind of discount could I get if I combine my home and auto insurance together in 48703?

  • • Autoowners in 48703 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Au Gres, check out other zip codes nearby 48703.
To review average rates in another zip code, click on a zip code below:
48703  | 

Home Replacement Cost Coverage in 48703

Average Building Cost Per Square Foot in 48703: $132

Location: Au Gres, Michigan (Arenac County)

Average Square Footage in 48703: 948 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48703 before you start any project. Au Gres homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48703 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48703 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 948 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Au Gres area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$132948$125,200
Additional Upgrades & Added Features$165948$156,500
Major Home Updates or Advancements$198948$187,800

It's important to understand that when you estimate your replacement cost of your home in the 48703 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48703

Best Home & Auto Insurance Agencies in 48703

Housing Demographics for 48703

Population Review for 48703 Zip Code

For the city of Au Gres, the population within 48703 has increased to over 3,440 residents in population size. The current population total is 3,073. We have broken down the population based on race below. In 48703, there are over 1569 in male population and 1504 females.

PopulationValues
Total Population3,073
White Population2888
Black Population5
Hispanic Population55
Asian Population7
Hawaiian Population0
Indian Population19
Other Population11
Male Population1569
Female Population1504
Population Estimate3440

Household Data for 48703

The average number of homes in 48703 is around 1,509, there are an average of 2.03 per household. The average house value according to local real estate values is around $125,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,509
Persons Per Household2.03
Average House Value$125,200
Income Per Household$48889
Median Age57.8
Median Age Male57.4
Median Age Female58.2
48703 DetailsValues
StateMI
State Full NameMichigan
City TypeP
City Alias Abbreviation
Area Code989
CityAu Gres
City Alias NameAU GRES
CountyArenac
County FIPS011
State FIPS26
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses75
Number Of Employees451
Business First Quarter Payroll4238
Business Annual Payroll18650
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea25027.75
Delivery Residential1695
Delivery Business36
Delivery Total2090
Preferred Last Line KeyY11372
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY11372
Land Area44.707000
Water Area7.123000
City Alias Code
City Mixed CaseAu Gres
City Alias Mixed CaseAu Gres
Box Count289
SFDU1549
MFDU65
State ANSI26
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number250450
Unique ZIP Name
SSA State County Code23050
Medicare CBSA Code99923
Medicare CBSA NameRural Areas in MI
Medicare CBSA TypeMicro
Market Rating Area ID8
County Mixed CaseArenac

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