Get multiple home insurance quotes in 48035. Our licensed 48035, MI agents are ready to serve you.

48035 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 48035 zip code it's important to know that our rates are very competitive for homeowners living in Clinton Township, MI. Many homeowners based out of your 48035 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Michigan licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 48035 should appear in the zip code field ready to go. For Clinton Township, MI Homeowners Insurance Quotes nearby, we offer the best rates and service.

48035: Average Home Insurance Rates

For homeowners living in the great city of Clinton Township, the average homeowners policy is considered medium in comparison to other states. Michigan premiums are estimated to be around $744 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 48035 Home Insurance Quotes!

48035 Home Insurance Average Premiums

Local 48035 homeowners insurance quotes comparison

$494 /yr.

Shows Zip Code: 48035 lowest rates with discounts applied on average.

For the 48035, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$494 /yr.
Average Coverage:$744 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1044 /yr.

What is the average home insurance cost for a home in 48035?

  • • The average homeowners insurance premium paid annually for a home in 48035 is around $744 per year.

What does it cost on average per month for home insurance in 48035?

  • • Homeowners in 48035 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 48035?

  • • Autoowners in 48035 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clinton Township area, check out other zip codes nearby 48035.
Review average rates in another zip code:
48035 homeowners insurance rates
48038 homeowners insurance rates
48036 homeowners insurance rates

Home Replacement Cost Coverage in 48035

Average Building Cost Per Square Foot in 48035: $132

Location: Clinton Township, Michigan (Macomb County)

Average Square Footage in 48035: 1,102 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 48035 before you start any project. Clinton Township homeowners pay on average around $132 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 48035 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 48035 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,102 sq. ft. and the average cost to rebuild the home in this area is around $132 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clinton Township area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1321,102$145,400
Additional Upgrades & Added Features$1651,102$181,750
Major Home Updates or Advancements$1981,102$218,100

It's important to understand that when you estimate your replacement cost of your home in the 48035 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 48035

Allstate Insurance - Mike Van Tiem

Address: 18761 15 Mile Rd. Clinton Twp, MI 48035
Phone: (586)792-9000
Website:

Best Home & Auto Insurance Agencies in 48035

Jan Metzler Ins Agency Inc

Address: 35438 Harper Ave Clinton Twp, MI 48035
Phone:
Website:
Info:

Mark Polenz Insurance Agcy Inc - State Farm Insurance Agent

Address: 36509 S Gratiot Ave Clinton Twp, MI 48035
Phone:
Website: http://www.markpolenz.com
Info:

Sliger- Wendy Stewart

Address: 35502 Groesbeck Hwy Clinton Twp, MI 48035
Phone:
Website:
Info:

Kraszewski- Walter L

Address: 36300 Garfield Rd Clinton Twp, MI 48035
Phone:
Website:
Info:

Allstate Insurance - Mike Van Tiem

Address: 18761 15 Mile Rd Clinton Twp, MI 48035
Phone:
Website:
Info:

Housing Demographics for 48035

Population Review for 48035 Zip Code

For the city of Clinton Township, the population within 48035 has increased to over 35,735 residents in population size. The current population total is 34,018. We have broken down the population based on race below. In 48035, there are over 16193 in male population and 17825 females.

PopulationValues
Total Population34,018
White Population22970
Black Population7662
Hispanic Population1081
Asian Population751
Hawaiian Population11
Indian Population95
Other Population348
Male Population16193
Female Population17825
Population Estimate35735

Household Data for 48035

The average number of homes in 48035 is around 14,493, there are an average of 2.33 per household. The average house value according to local real estate values is around $145,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,493
Persons Per Household2.33
Average House Value$145,400
Income Per Household$61527
Median Age40.2
Median Age Male38.3
Median Age Female42.1
48035 DetailsValues
StateMI
State Full NameMichigan
City TypeB
City Alias AbbreviationCLINTON TWP
Area Code586
CityClinton Township
City Alias NameCLINTON TOWNSHIP
CountyMacomb
County FIPS099
State FIPS26
Time Zone5
Day Light SavingY
MSA2162
PMSA2160
CSA220
CBSA19820
CBSA_DIV47664
CBSA_TypeMetro
CBSA_NameDetroit-Warren-Dearborn, MI
MSA_NameDetroit-Ann Arbor-Flint, MI CMSA
PMSA_NameDetroit, MI PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses733
Number Of Employees8465
Business First Quarter Payroll88608
Business Annual Payroll395772
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population4296250
CBSA Division Population2475666
Congressional District10
Congressional LandArea4140.44
Delivery Residential15337
Delivery Business941
Delivery Total17215
Preferred Last Line KeyY11653
Classification Code
Multi-County
CSA NameDetroit-Warren-Ann Arbor, MI
CBSA_DIV_NameWarren-Troy-Farmington Hills, MI
City State KeyY11653
Land Area8.791000
Water Area0.040000
City Alias Code
City Mixed CaseClinton Township
City Alias Mixed CaseClinton Township
Box Count0
SFDU10841
MFDU2548
State ANSI26
County ANSI099
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number256410
Unique ZIP Name
SSA State County Code23490
Medicare CBSA Code47664
Medicare CBSA NameWarren-Troy-Farmington Hills, MI
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseMacomb

Michigan Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]