Get multiple home insurance quotes in 21771. Our licensed 21771, MD agents are ready to serve you.

21771 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 21771 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Mount Airy, MD. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 21771 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Maryland, like average Mount Airy homeowners insurance rates, coverage options or home insurance types, please select Mount Airy, MD Home Insurance Rates Online!

21771 Home Insurance Average Premiums

Local 21771 homeowners insurance quotes comparison

$607 /yr.

Shows Zip Code: 21771 lowest rates with discounts applied on average.

For the 21771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$607 /yr.
Average Coverage:$857 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1157 /yr.

What is the average home insurance cost for a home in 21771?

  • • The average homeowners insurance premium paid annually for a home in 21771 is around $857 per year.

What does it cost on average per month for home insurance in 21771?

  • • Homeowners in 21771 pay a monthly average cost per month around $71.00.

What kind of discount could I get if I combine my home and auto insurance together in 21771?

  • • Autoowners in 21771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Mount Airy, check out other zip codes nearby 21771.
To review average rates in another zip code, click on a zip code below:
21771  | 

Home Replacement Cost Coverage in 21771

Average Building Cost Per Square Foot in 21771: $190

Location: Mount Airy, Maryland (Frederick County)

Average Square Footage in 21771: 2,285 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21771 before you start any project. Mount Airy homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,285 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mount Airy area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1902,285$434,200
Additional Upgrades & Added Features$2382,285$542,750
Major Home Updates or Advancements$2852,285$651,300

It's important to understand that when you estimate your replacement cost of your home in the 21771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 21771

Debora J. Harker Agency

Address: 101 Ridgeside Ct Mount Airy, MD 21771
Phone: (301)831-0223
Website:

Allstate Insurance-Patti Ayton

Address: 509a E Ridgeville Blvd Mount Airy, MD 21771
Phone: (301)829-5758
Website: agent.allstate.com/43337

Best Home & Auto Insurance Agencies in 21771

Debora J. Harker Agency

Address: 101 Ridgeside Ct Mt Airy, MD 21771
Phone:
Website:
Info:

Russell Insurance Group

Address: 2526 W Liberty Rd Mt Airy, MD 21771
Phone:
Website:
Info:

Cates- Cheryl A

Address: 14 Park Ave Mt Airy, MD 21771
Phone:
Website:
Info:

Allstate Insurance-Patti Ayton

Address: 509 E Ridgeville Blvd Mt Airy, MD 21771
Phone:
Website: http://www.agent.allstate.com/43337
Info:

Housing Demographics for 21771

Population Review for 21771 Zip Code

For the city of Mount Airy, the population within 21771 has increased to over 31,714 residents in population size. The current population total is 30,697. We have broken down the population based on race below. In 21771, there are over 15294 in male population and 15403 females.

PopulationValues
Total Population30,697
White Population26261
Black Population711
Hispanic Population1994
Asian Population579
Hawaiian Population8
Indian Population91
Other Population738
Male Population15294
Female Population15403
Population Estimate31714

Household Data for 21771

The average number of homes in 21771 is around 10,613, there are an average of 2.88 per household. The average house value according to local real estate values is around $434,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,613
Persons Per Household2.88
Average House Value$434,200
Income Per Household$137500
Median Age43.2
Median Age Male42.3
Median Age Female43.8
21771 DetailsValues
StateMD
State Full NameMaryland
City TypeP
City Alias Abbreviation
Area Code240/301
CityMount Airy
City Alias NameMOUNT AIRY
CountyFrederick
County FIPS021
State FIPS24
Time Zone5
Day Light SavingY
MSA8872
PMSA8840
CSA548
CBSA47900
CBSA_DIV23224
CBSA_TypeMetro
CBSA_NameWashington-Arlington-Alexandria, DC-VA-MD-WV
MSA_NameWashington-Baltimore, DC-MD-VA-WV CMSA
PMSA_NameWashington, DC-MD-VA-WV PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses747
Number Of Employees7095
Business First Quarter Payroll75012
Business Annual Payroll342585
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5582170
CBSA Division Population1205162
Congressional District02|03|06|08
Congressional LandArea348.88|304.14|1950.26|859.85
Delivery Residential11012
Delivery Business479
Delivery Total12786
Preferred Last Line KeyV24008
Classification Code
Multi-CountyY
CSA NameWashington-Baltimore-Arlington, DC-MD-VA-WV-PA
CBSA_DIV_NameFrederick-Gaithersburg-Bethesda, MD
City State KeyV24008
Land Area89.520000
Water Area0.179000
City Alias Code
City Mixed CaseMount Airy
City Alias Mixed CaseMount Airy
Box Count236
SFDU9353
MFDU106
State ANSI24
County ANSI021
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number236282
Unique ZIP Name
SSA State County Code21100
Medicare CBSA Code23224
Medicare CBSA NameFrederick-Gaithersburg-Rockville, MD
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseFrederick

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