21228 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 21228? Our rates are very competitive for homeowners living in Catonsville, MD. Many homeowners based out of your 21228 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Maryland licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 21228 should appear in the zip code field ready to go. For Catonsville, MD Home Insurance Rate Quotes click to review the best rates and service online!

21228 Average Premium is Rated: Medium!

Homeowners living in 21228 can easily save up to 40% off the average home insurance premium of $878 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Catonsville that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 21228 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 21228!

Average Building Cost Per Square Foot in 21228: $190

Average Square Footage in 21228: 1,673 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 21228 before you start any project. Catonsville homeowners pay on average around $190 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 21228 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 21228 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,673 sq. ft. and the average cost to rebuild the home in this area is around $190 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Catonsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 21228 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Allstate Insurance - Stephen Andrew Dare

David A Smith & Associates Inc

Earl P. Zepp Jr. Agency

Allstate Insurance-Kathleen Walker

Kuhn Rick Insurance Agency

Shaw- Carol M - State Farm Insurance Agent

Nationwide Insurance Cmpns Agnts Zpp Insrnce Agncy

Aaron A Long - Nationwide Insurance

Corbitt- Thomas J - State Farm Insurance Agent

Household Data for 21228

The average number of homes in 21228 is around 19,464, there are an average of 2.50 per household. The average house value according to local real estate values is around $317,900. Please review the following demographics below for average income and media age.

• Is the U.S. Home Buying Market Going to Drop in 2025? Posted on Friday 4th July, 2025

  Housing Crisis, Low prices. Graph, Residential Building, Built Structure, Chart, Home Finances, Recession, Arrow, Real estate. The housing market is falling. A recent report from the Harvard Joint Center for Housing Studies found that U.S. homebuying has dropped to its lowest levels since the mid-1990s. The report, The State of the Nation’s Housing 2025 blames record high […]

• Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025

  Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums.  In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help.  Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]

• Upgrading Your Home Against Disasters Can Help Save You Money On Your Insurance Posted on Thursday 26th June, 2025

  Ron Watson’s roof on his Alabama home looks the same as all his neighbors’ roofs. Yet his is saving him money every year.  With the help of nails specifically designed to stay in place during high winds, along with other construction elements, Watson’s roof is less likely to be damaged in natural disasters, like hurricane […]