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West Feliciana County, LA Homeowners Insurance Quotes
We can help you get a free and quick comparison of West Feliciana County, LA home insurance rate quotes to easily review. We like to help you shop up to 12 competitive home insurance rates with a variety of coverage options from a standard policy to a multi-line packaged discount policy that would include your home and auto insurance together. A standard (HO-3) policy for homeowners living in West Feliciana County includes protection against most perils, but does not include coverage for flood or earthquake damage. Don't worry, our home insurance professionals of Louisiana can help you figure out which policy is best for you.
Homeowners living in West Feliciana County, pay on average around $2038 a year or $169.83 per month. Let us help you explore multiple coverage options and provide up to 40% in discounted savings for your new policy. For online quotes, please enter your zip code of the property you would like to insure today or give us a call now at 1-855-976-2656
For all West Feliciana County, LA residents, you can select your city below to review more information about homeowners insurance in your local area. Information includes city demographics, facts and average premium rates for homeowners on an annual and montly basis. If you are searching for insurance rates nearby then click your city below.
Are you looking for a homeowners insurance quote in West Feliciana County? Simply enter your zip code to get your Louisiana homeowners insurance quotes and receive up to 12 competitive quotes and coverage options in your area.
West Feliciana County, LA Housing Demographics
With 15,625 residents living within the West Feliciana County area there are over 5,097 homeowners looking for more affordable home insurance rates. Your homeowners policy is written to help protect your home and family. With an estimated 2,863 families living within the local area, it is safe to say that great coverage at an affordable price is most desired amongst every homeowner living in West Feliciana County.
Demographic | Values |
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Total Occupied Households | 3,971 |
Family Households (families) | 2,863 |
Average Owner Occupied Household Size | 3 |
Average Family Size | 3 |
Total Housing Units | 5,097 |
West Feliciana County, LA Coastal Wind, Hail & Flood Information
For all homeowners living in West Feliciana Parish (FIPS: 22125), it's important to understand that this county is in a coastal area and has great risk of damage due to hurricanes, windstorms, hail and flooding. The wind and hail insurance program provided through the state of Louisiana is the states opportunity to help provide additional wind/hail coverage when insurance companies exclude it from homeowners and other policies sold to coastal residents. You can buy wind and hail insurance coverage through us and we will shop multiple companies to package the best coverage option for you. If you are shopping for quotes in West Feliciana County, LA, it's important that you look into hurricane and windstorm insurance options.
West Feliciana County, LA Home Insurance Average Premiums
For the state of Louisiana, homeowners insurance premiums have changed based on a variety of different factors related to risk and is currently ranked 3 in the nation for highest premiums in the U.S.
Average Rating | Annual Premium |
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Minimum Range: | $1074 /yr. |
Current Average Cost: | $1,649 /yr. |
Maximum Range: | $2038 /yr. |
West Feliciana County, LA Coastal Wind, Hail & Flood Information
West Feliciana is a coastal county which greatly increases the risk of hurricanes and windstorms. Our quoting process will include wind and hail coverage options to give you the best protection you need against high winds and storm damage.
Louisiana Homeowners Insurance News & Information
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Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025
While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires. As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]
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New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025
Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding. A report recently released […]
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Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025
According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs. Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders. Florida Peninsula has filed […]
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How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025
According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common. In a recent AOL.com article, Paul Burns commented on how he had […]
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5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025
Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]
Discounts For Homeowners in West Feliciana County
As a homeowner, you have to understand that insurance companies see homes as a risk. If you can decrease any of the risk factors that will determine your premium, then it's best to follow these important guidelines in order to save money on your Louisiana homeowners insurance.
- Install A Smoke Alarm in Every Room: It's important you do this for your own safety, so why not install a smoke detector in every room. Show your home insurance company that safety comes first. Once you have them installed, shop for home insurance and mentioned you have taken the right safety precautions to reduce house fires. For homeowners in West Feliciana County, this discount can save you up to 20% on your home insurance premium.
- Combine Your Home and Auto Insurance Into One Package: Any home insurance provider is going to want your business. It's important you offer this opportunity to combine your home and auto insurance together in one package. You may want to also see if you can open up a life or health insurance account as well. Merging all your insurance into one company will save you money. Homeowners in West Feliciana County that do combine their home and auto can save over $500 with this discount.
- Install A Home Security System: Your home insurance company should reward you for installing a home security system, sometimes up to 22%. It's important that you take precautions and reduce the risk of someone breaking into your West Feliciana County home. This will be one of the questions that you will want to ask your home insurance agent to see if you qualify for this discount. If you don't, make sure you shop other companies to get the "Home Security Discount"
- Purchase A Fire Exstinguisher: Although smoke alarms provide warnings, it's best to be prepared. This may or may not provide any stand alone discount, but it shows your serious when it comes to reducing risk.
- Stop Smoking: It's important to protect your health and your home. If you don't smoke or don't have anyone living with you that smokes then this can save you up to 18% on your home insurance premium.
West Feliciana County Housing & Real Estate Data
Details: | Statistics |
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Total Housing Units | 5097 |
Occupied Housing Units | 3971 |
Vacant Housing Units | 1126 |
Vacant Housing Units for Rent | 99 |
Vacant Housing Units Rented Not Occupied | 9 |
Vacant Housing Units For Sale | 56 |
Vacant Housing Units Sold Not Occupied | 13 |
Vacant Housing Units For Seasonal Occasional Use | 705 |
Vacant Housing Units All Other Vacants | 244 |
Housing Units Homeowner Vacancy Rate Percent | 2 |
Housing Units Rental Vacancy Rate Percent | 9 |
Housing Tenure Occupied Units | 3971 |
Housing Tenure Occupied Units Owner Occupied | 2943 |
Housing Tenure Occupied Units Owner Occupied Population | 7730 |
Housing Tenure Occupied Units Owner Occupied Averge Household Size | 3 |
Housing Tenure Occupied Units Renter Occupied | 1028 |
Housing Tenure Occupied Units Renter Occupied Population | 2598 |
Housing Tenure Occupied Units Renter Occupied Average Household Size | 3 |