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Compare 70433 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Covington just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 16,766 neighbors looking to save on their home insurance policy in the local 70433 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 70433. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Louisiana rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Covington, LA home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Covington, LA

70433 Home Insurance Average Premiums

Local 70433 homeowners insurance quotes comparison

$1284 /yr.

Shows Zip Code: 70433 lowest rates with discounts applied on average.

For the 70433, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1284 /yr.
Average Coverage:$1534 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1834 /yr.

What is the average home insurance cost for a home in 70433?

  • • The average homeowners insurance premium paid annually for a home in 70433 is around $1534 per year.

What does it cost on average per month for home insurance in 70433?

  • • Homeowners in 70433 pay a monthly average cost per month around $128.00.

What kind of discount could I get if I combine my home and auto insurance together in 70433?

  • • Autoowners in 70433 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Covington area, check out other zip codes nearby 70433.
Review average rates in another zip code:
70435 homeowners insurance rates
70433 homeowners insurance rates

Home Replacement Cost Coverage in 70433

Average Building Cost Per Square Foot in 70433: $122

Location: Covington, Louisiana (Saint Tammany County)

Average Square Footage in 70433: 2,272 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 70433 before you start any project. Covington homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 70433 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 70433 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,272 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Covington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,272$277,200
Additional Upgrades & Added Features$1532,272$346,500
Major Home Updates or Advancements$1832,272$415,800

It's important to understand that when you estimate your replacement cost of your home in the 70433 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 70433

Hill Michael T Insurance & Real Estate

Address: 410 South Tyler Street Covington, LA 70433
Phone: (985)892-1500
Website:

The General Automobile Insurance Services

Address: 1200 North Highway 190 Covington, LA 70433
Phone: (985)892-5700
Website: www.thegeneral.com

Brennan Dave Insurance Inc

Address: 1200 North Highway 190 Covington, LA 70433
Phone: (985)892-5700
Website:

Erwin Insurance Agency

Address: 410 South Tyler Street Covington, LA 70433
Phone: (985)892-1500
Website:

Shepherd Tom Insurance

Address: 216 North Columbia Street Suite A Covington, LA 70433
Phone: (985)892-4700
Website:

Best Home & Auto Insurance Agencies in 70433

A Bonano Insurance Agencies Inc

Address: 1109 N Highway 190 Covington, LA 70433
Phone:
Website:
Info:

Philip W Bankston Ins Agcy Inc - State Farm Insurance Agent

Address: 70452 Highway 21, #100 Covington, LA 70433
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

The General Auto Insurance Services, Inc- Covington

Address: 1200 Business 190, Ste 11 Covington, LA 70433
Phone:
Website: http://www.thegeneralins.biz/
Info:

A-Tell Insurance Agency

Address: 70448 Highway 21, #400 Covington, LA 70433
Phone:
Website: http://www.atellinsurance.com
Info:

Allstate Insurance Company - Melissa Penzato

Address: 330 Falconer Dr Covington, LA 70433
Phone:
Website: http://www.allstateagencies.com/060965?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 70433

Population Review for 70433 Zip Code

For the city of Covington, the population within 70433 has increased to over 46,211 residents in population size. The current population total is 41,423. We have broken down the population based on race below. In 70433, there are over 19737 in male population and 21686 females.

PopulationValues
Total Population41,423
White Population32144
Black Population3898
Hispanic Population3596
Asian Population662
Hawaiian Population13
Indian Population133
Other Population1067
Male Population19737
Female Population21686
Population Estimate46211

Household Data for 70433

The average number of homes in 70433 is around 16,766, there are an average of 2.41 per household. The average house value according to local real estate values is around $277,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,766
Persons Per Household2.41
Average House Value$277,200
Income Per Household$71772
Median Age41.5
Median Age Male39.9
Median Age Female43.4
70433 DetailsValues
StateLA
State Full NameLouisiana
City TypeP
City Alias Abbreviation
Area Code985
CityCovington
City Alias NameCOVINGTON
CountySaint Tammany
County FIPS103
State FIPS22
Time Zone6
Day Light SavingY
MSA5560
PMSA
CSA406
CBSA43640
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSlidell-Mandeville-Covington, LA
MSA_NameNew Orleans, LA MSA
PMSA_Name
RegionSouth
DivisionWest South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1786
Number Of Employees27881
Business First Quarter Payroll421566
Business Annual Payroll1697524
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea4030.23
Delivery Residential19175
Delivery Business2206
Delivery Total21084
Preferred Last Line KeyY23581
Classification Code
Multi-County
CSA NameNew Orleans-Metairie-Slidell, LA-MS
CBSA_DIV_Name
City State KeyY23581
Land Area48.669000
Water Area1.133000
City Alias Code
City Mixed CaseCovington
City Alias Mixed CaseCovington
Box Count0
SFDU13991
MFDU2928
State ANSI22
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number212015
Unique ZIP Name
SSA State County Code19510
Medicare CBSA Code35380
Medicare CBSA NameNew Orleans-Metairie, LA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseSaint Tammany

Louisiana Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]