Get multiple home insurance quotes in 41017. Our licensed 41017, KY agents are ready to serve you.

41017 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 41017 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Ft Mitchell, KY. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 41017 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Kentucky, like average Ft Mitchell homeowners insurance rates, coverage options or home insurance types, please select Ft Mitchell, KY Home Insurance Rates Online!

41017 Home Insurance Average Premiums

Local 41017 homeowners insurance quotes comparison

$591 /yr.

Shows Zip Code: 41017 lowest rates with discounts applied on average.

For the 41017, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$591 /yr.
Average Coverage:$841 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1141 /yr.

What is the average home insurance cost for a home in 41017?

  • • The average homeowners insurance premium paid annually for a home in 41017 is around $841 per year.

What does it cost on average per month for home insurance in 41017?

  • • Homeowners in 41017 pay a monthly average cost per month around $70.00.

What kind of discount could I get if I combine my home and auto insurance together in 41017?

  • • Autoowners in 41017 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ft Mitchell area, check out other zip codes nearby 41017.
Review average rates in another zip code:
41017 homeowners insurance rates

Home Replacement Cost Coverage in 41017

Average Building Cost Per Square Foot in 41017: $118

Location: Ft Mitchell, Kentucky (Kenton County)

Average Square Footage in 41017: 1,869 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 41017 before you start any project. Ft Mitchell homeowners pay on average around $118 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 41017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 41017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,869 sq. ft. and the average cost to rebuild the home in this area is around $118 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ft Mitchell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1181,869$220,600
Additional Upgrades & Added Features$1481,869$275,750
Major Home Updates or Advancements$1771,869$330,900

It's important to understand that when you estimate your replacement cost of your home in the 41017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 41017

Allstate Insurance - Jenni Ballard

Address: 619 Buttermilk Pike Crescent Springs, KY 41017
Phone: (859)341-3790
Website:

Best Home & Auto Insurance Agencies in 41017

Fortune 500 Benefits

Address: 211 Grandview Dr Fort Mitchell, KY 41017
Phone:
Website:
Info:

St Paul Cos

Address: 541 Buttermilk Pike Crescent Springs, KY 41017
Phone:
Website:
Info:

Allstate Insurance Companies - Kentucky Claims Office

Address: 2865 Chancellor Dr Crestview Hills, KY 41017
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Company - Connie Coots

Address: 138 Barnwood Dr Edgewood, KY 41017
Phone:
Website: http://www.allstateagencies.com/049115?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance

Address: 970 Dudley Pike Edgewood, KY 41017
Phone:
Website:
Info:

Housing Demographics for 41017

Population Review for 41017 Zip Code

For the city of Ft Mitchell, the population within 41017 has increased to over 42,523 residents in population size. The current population total is 40,333. We have broken down the population based on race below. In 41017, there are over 19672 in male population and 20661 females.

PopulationValues
Total Population40,333
White Population35698
Black Population1044
Hispanic Population1324
Asian Population871
Hawaiian Population48
Indian Population65
Other Population533
Male Population19672
Female Population20661
Population Estimate42523

Household Data for 41017

The average number of homes in 41017 is around 16,079, there are an average of 2.46 per household. The average house value according to local real estate values is around $220,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,079
Persons Per Household2.46
Average House Value$220,600
Income Per Household$87609
Median Age40.0
Median Age Male38.6
Median Age Female41.4
41017 DetailsValues
StateKY
State Full NameKentucky
City TypeN
City Alias Abbreviation
Area Code859
CityFt Mitchell
City Alias NameFT MITCHELL
CountyKenton
County FIPS117
State FIPS21
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionSouth
DivisionEast South Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1042
Number Of Employees21114
Business First Quarter Payroll271688
Business Annual Payroll1221164
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District04
Congressional LandArea4382.19
Delivery Residential17286
Delivery Business988
Delivery Total18929
Preferred Last Line KeyX15071
Classification Code
Multi-County
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX15071
Land Area21.212000
Water Area0.978000
City Alias CodeA
City Mixed CaseFt Mitchell
City Alias Mixed CaseFt Mitchell
Box Count212
SFDU10812
MFDU2987
State ANSI21
County ANSI117
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number201764
Unique ZIP Name
SSA State County Code18580
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseKenton

Kentucky Homeowners Insurance News & Information

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    Travelers Insurance, which is one of the largest insurers in California, recently announced that they will be raising premiums by an average of 15% in the Golden State. This is just the latest rate increase or policy limitation by major insurance companies who blame the increases on spreading wildfire risks, inflation, and the cost of […]

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]