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67482 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 67482 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Talmage, KS quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 67482.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 67482 and start shopping.

Quickly and Easily Compare Average Rates for 67482

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Talmage, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 67482

Homeowners in Talmage are paying roughly $1201 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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67482 Home Insurance Average Premiums

Local 67482 homeowners insurance quotes comparison

$951 /yr.

Shows Zip Code: 67482 lowest rates with discounts applied on average.

For the 67482, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$951 /yr.
Average Coverage:$1201 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1501 /yr.

What is the average home insurance cost for a home in 67482?

  • • The average homeowners insurance premium paid annually for a home in 67482 is around $1201 per year.

What does it cost on average per month for home insurance in 67482?

  • • Homeowners in 67482 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 67482?

  • • Autoowners in 67482 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Talmage, check out other zip codes nearby 67482.
To review average rates in another zip code, click on a zip code below:

Home Replacement Cost Coverage in 67482

Average Building Cost Per Square Foot in 67482: $126

Location: Talmage, Kansas (Dickinson County)

Average Square Footage in 67482: 763 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67482 before you start any project. Talmage homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67482 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67482 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 763 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Talmage area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126763$96,100
Additional Upgrades & Added Features$158763$120,125
Major Home Updates or Advancements$189763$144,150

It's important to understand that when you estimate your replacement cost of your home in the 67482 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67482

Best Home & Auto Insurance Agencies in 67482

Housing Demographics for 67482

Population Review for 67482 Zip Code

For the city of Talmage, the population within 67482 has increased to over 0 residents in population size. The current population total is 78. We have broken down the population based on race below. In 67482, there are over 55 in male population and 23 females.

PopulationValues
Total Population78
White Population70
Black Population0
Hispanic Population4
Asian Population2
Hawaiian Population0
Indian Population0
Other Population0
Male Population55
Female Population23
Population Estimate0

Household Data for 67482

The average number of homes in 67482 is around 31, there are an average of 2.52 per household. The average house value according to local real estate values is around $96,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode31
Persons Per Household2.52
Average House Value$96,100
Income Per Household$0
Median Age47.0
Median Age Male52.3
Median Age Female34.5
67482 DetailsValues
StateKS
State Full NameKansas
City TypeZ
City Alias Abbreviation
Area Code785
CityTalmage
City Alias NameTALMAGE
CountyDickinson
County FIPS041
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees6
Business First Quarter Payroll48
Business Annual Payroll231
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea52542.5
Delivery Residential0
Delivery Business0
Delivery Total53
Preferred Last Line KeyW21596
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW21596
Land Area0.098000
Water Area0.000000
City Alias Code
City Mixed CaseTalmage
City Alias Mixed CaseTalmage
Box Count41
SFDU0
MFDU0
State ANSI20
County ANSI041
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number198800
Unique ZIP Name
SSA State County Code17200
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseDickinson

Kansas Homeowners Insurance News & Information

  • Homeowner’s Insurance Rates Spiking Over $3,000 a Year on Average Posted on Friday 19th September, 2025

    According to a recent report by The Zebra, the average homeowner is paying roughly $3,000 a year for homeowners insurance. Unfortunately, this is just the nationwide average, in many states premiums are dramatically higher for most homeowners.  According to the Zebra report, the most expensive states for homeowners insurance are: Nebraska: $7,920 Oklahoma: $7,426 Kansas: […]

  • Homeowner’s Insurance Premiums Skyrocket: Forcing Homeowners to Consider Moving Posted on Thursday 11th September, 2025

    While states like Florida, California and Louisiana have seen climbing insurance costs for years due to severe weather, flooding and hurricanes, other states, Colorado and Illinois are good examples, are seeing climbing rates as well due to hailstorms and wildfires.  As homeowner’s insurance premiums skyrocket, for some policyholders, the math no longer makes sense forcing […]

  • New Report Reveals Reasons Why Home Insurance Prices Increase Posted on Monday 8th September, 2025

    Owning a home is becoming harder to afford for many Americans, in many cases due to the high cost of homeowners insurance. A recent report found that energy companies are responsible for a large amount of the pollution that is leading to climate change and more extreme weather, wildfires and flooding.  A report recently released […]