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67124, KS Home Insurance
In the zip code of 67124, the population size is around 7,922, which consists of 3,152 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Pratt, KS. A few years ago, a study was done and found that the average home insurance rates for Kansas are around $1,113 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 67124 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Pratt. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!
If you would like to review more information on rates within your area, please click Pratt, KS Homeowners Insurance Online Rates Today!
67124 Home Insurance Average Premiums
For the 67124, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $863 /yr. |
Average Coverage: | $1113 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1413 /yr. |
What is the average home insurance cost for a home in 67124?
- • The average homeowners insurance premium paid annually for a home in 67124 is around $1113 per year.
What does it cost on average per month for home insurance in 67124?
- • Homeowners in 67124 pay a monthly average cost per month around $93.00.
What kind of discount could I get if I combine my home and auto insurance together in 67124?
- • Autoowners in 67124 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Pratt, check out other zip codes nearby 67124.
To review average rates in another zip code, click on a zip code below:
67124 |
Home Replacement Cost Coverage in 67124
Average Building Cost Per Square Foot in 67124: $126
Location: Pratt, Kansas (Pratt County)Average Square Footage in 67124: 825 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 67124 before you start any project. Pratt homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67124 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 67124 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 825 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pratt area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $126 | 825 | $103,900 |
Additional Upgrades & Added Features | $158 | 825 | $129,875 |
Major Home Updates or Advancements | $189 | 825 | $155,850 |
It's important to understand that when you estimate your replacement cost of your home in the 67124 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 67124
Kansas Farm Bureau Financial Services - Patrick Bergmeier
Address: PO Box 986 Pratt, KS 67124Phone: (620)672-3345
Website: www.fbfs.com
Best Home & Auto Insurance Agencies in 67124
All Insurance Inc
Address: 120 E 3rd St Pratt, KS 67124Phone:
Website:
Info:
Shelter Insurance
Address: 423 S Main St Pratt, KS 67124Phone:
Website: http://www.shelterinsurance.com
Info: Affordable Car Insurance | Car Insurance Online | Shelter Insurance
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Kansas Farm Bureau Financial Services - Patrick Bergmeier
Address: PO Box 986 Pratt, KS 67124Phone:
Website: http://www.fbfs.com
Info:
Gillig- Brent Daniel - State Farm Insurance Agent
Address: 601 E 1st St Pratt, KS 67124Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 67124
Population Review for 67124 Zip Code
For the city of Pratt, the population within 67124 has increased to over 7,957 residents in population size. The current population total is 7,922. We have broken down the population based on race below. In 67124, there are over 3924 in male population and 3998 females.
Population | Values |
---|---|
Total Population | 7,922 |
White Population | 6948 |
Black Population | 106 |
Hispanic Population | 669 |
Asian Population | 44 |
Hawaiian Population | 7 |
Indian Population | 65 |
Other Population | 300 |
Male Population | 3924 |
Female Population | 3998 |
Population Estimate | 7957 |
Household Data for 67124
The average number of homes in 67124 is around 3,152, there are an average of 2.35 per household. The average house value according to local real estate values is around $103,900. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 3,152 |
Persons Per Household | 2.35 |
Average House Value | $103,900 |
Income Per Household | $58387 |
Median Age | 39.2 |
Median Age Male | 37.2 |
Median Age Female | 41.3 |
67124 Details | Values |
---|---|
State | KS |
State Full Name | Kansas |
City Type | P |
City Alias Abbreviation | |
Area Code | 620 |
City | Pratt |
City Alias Name | PRATT |
County | Pratt |
County FIPS | 151 |
State FIPS | 20 |
Time Zone | 6 |
Day Light Saving | Y |
MSA | |
PMSA | |
CSA | |
CBSA | |
CBSA_DIV | |
CBSA_Type | |
CBSA_Name | |
MSA_Name | |
PMSA_Name | |
Region | Midwest |
Division | West North Central |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 331 |
Number Of Employees | 2913 |
Business First Quarter Payroll | 28066 |
Business Annual Payroll | 124616 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 0 |
CBSA Division Population | 0 |
Congressional District | 04 |
Congressional LandArea | 14315.68 |
Delivery Residential | 3386 |
Delivery Business | 320 |
Delivery Total | 3997 |
Preferred Last Line Key | W21250 |
Classification Code | |
Multi-County | |
CSA Name | |
CBSA_DIV_Name | |
City State Key | W21250 |
Land Area | 277.277000 |
Water Area | 0.534000 |
City Alias Code | |
City Mixed Case | Pratt |
City Alias Mixed Case | Pratt |
Box Count | 153 |
SFDU | 3151 |
MFDU | 132 |
State ANSI | 20 |
County ANSI | 151 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 197414 |
Unique ZIP Name | |
SSA State County Code | 17750 |
Medicare CBSA Code | 99917 |
Medicare CBSA Name | Rural Areas in KS |
Medicare CBSA Type | Micro |
Market Rating Area ID | 5 |
County Mixed Case | Pratt |
Kansas Homeowners Insurance News & Information
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Homeowners in Florida Finally See Relief From Higher Insurance Costs Posted on Wednesday 27th August, 2025
According to a recent Realtor.com article, homeowners in Florida, at least some of them, may finally seem some relief from higher homeowner insurance costs. Florida Peninsula Insurance which is one of the largest private party property insurers recently announced that it is hoping to significantly lower premiums for roughly 170,000 policyholders. Florida Peninsula has filed […]
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How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025
According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common. In a recent AOL.com article, Paul Burns commented on how he had […]
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5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025
Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]