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67104 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 67104 zip code it's important to know that our rates are very competitive for homeowners living in Medicine Lodge, KS. Many homeowners based out of your 67104 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Kansas licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 67104 should appear in the zip code field ready to go. For Medicine Lodge, KS Homeowners Insurance Quotes nearby, we offer the best rates and service.

67104: Average Home Insurance Rates

For homeowners living in the great city of Medicine Lodge, the average homeowners policy is considered high in comparison to other states. Kansas premiums are estimated to be around $1114 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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67104 Home Insurance Average Premiums

Local 67104 homeowners insurance quotes comparison

$864 /yr.

Shows Zip Code: 67104 lowest rates with discounts applied on average.

For the 67104, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$864 /yr.
Average Coverage:$1114 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1414 /yr.

What is the average home insurance cost for a home in 67104?

  • • The average homeowners insurance premium paid annually for a home in 67104 is around $1114 per year.

What does it cost on average per month for home insurance in 67104?

  • • Homeowners in 67104 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67104?

  • • Autoowners in 67104 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Medicine Lodge, check out other zip codes nearby 67104.
To review average rates in another zip code, click on a zip code below:
67104  | 

Home Replacement Cost Coverage in 67104

Average Building Cost Per Square Foot in 67104: $126

Location: Medicine Lodge, Kansas (Barber County)

Average Square Footage in 67104: 571 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67104 before you start any project. Medicine Lodge homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67104 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67104 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 571 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Medicine Lodge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$126571$72,000
Additional Upgrades & Added Features$158571$90,000
Major Home Updates or Advancements$189571$108,000

It's important to understand that when you estimate your replacement cost of your home in the 67104 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67104

Best Home & Auto Insurance Agencies in 67104

Rusk- Alison E

Address: 105 N Main St Medicine Lodge, KS 67104
Phone:
Website:
Info:

Housing Demographics for 67104

Population Review for 67104 Zip Code

For the city of Medicine Lodge, the population within 67104 has increased to over 2,147 residents in population size. The current population total is 2,232. We have broken down the population based on race below. In 67104, there are over 1123 in male population and 1109 females.

PopulationValues
Total Population2,232
White Population2012
Black Population7
Hispanic Population108
Asian Population9
Hawaiian Population1
Indian Population27
Other Population61
Male Population1123
Female Population1109
Population Estimate2147

Household Data for 67104

The average number of homes in 67104 is around 1,019, there are an average of 2.16 per household. The average house value according to local real estate values is around $72,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,019
Persons Per Household2.16
Average House Value$72,000
Income Per Household$51875
Median Age44.9
Median Age Male43.1
Median Age Female46.2
67104 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias AbbreviationMEDICINE LDG
Area Code620
CityMedicine Lodge
City Alias NameMEDICINE LODGE
CountyBarber
County FIPS007
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses107
Number Of Employees808
Business First Quarter Payroll8926
Business Annual Payroll37596
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential994
Delivery Business104
Delivery Total1228
Preferred Last Line KeyW20985
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW20985
Land Area329.063000
Water Area0.788000
City Alias Code
City Mixed CaseMedicine Lodge
City Alias Mixed CaseMedicine Lodge
Box Count63
SFDU908
MFDU44
State ANSI20
County ANSI007
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number195830
Unique ZIP Name
SSA State County Code17030
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseBarber

Kansas Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]