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Home Insurance in 67002

Our rates are very competitive for homeowners living in the 67002 zip code. Many homeowners based out of Andover, KS have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our KS licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 67002 should appear in the zip code field ready to go.

67002 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Andover area? The average homeowners premium in 67002 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 67002, you can expect to pay around $1117 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

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Get Home Insurance Quotes in 67002

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Kansas. Start your 67002 home insurance shopping today!

  1. Andover, KS Home Insurance Quotes

67002 Home Insurance Average Premiums

Local 67002 homeowners insurance quotes comparison

$867 /yr.

Shows Zip Code: 67002 lowest rates with discounts applied on average.

For the 67002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$867 /yr.
Average Coverage:$1117 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1417 /yr.

What is the average home insurance cost for a home in 67002?

  • • The average homeowners insurance premium paid annually for a home in 67002 is around $1117 per year.

What does it cost on average per month for home insurance in 67002?

  • • Homeowners in 67002 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 67002?

  • • Autoowners in 67002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Andover area, check out other zip codes nearby 67002.
Review average rates in another zip code:
67002 homeowners insurance rates

Home Replacement Cost Coverage in 67002

Average Building Cost Per Square Foot in 67002: $126

Location: Andover, Kansas (Butler County)

Average Square Footage in 67002: 1,862 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 67002 before you start any project. Andover homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 67002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 67002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,862 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Andover area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,862$234,600
Additional Upgrades & Added Features$1581,862$293,250
Major Home Updates or Advancements$1891,862$351,900

It's important to understand that when you estimate your replacement cost of your home in the 67002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 67002

Farmers Insurance-Travis Swift

Address: 105 South Andover Road Andover, KS 67002
Phone: (316)733-2400
Website: www.farmers.com

Garman Mike Farm Bureau Financial Services

Address: 324 West Central Avenue Andover, KS 67002
Phone: (316)733-5039
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 67002

Farmers Insurance-Travis Swift

Address: 105 S Andover Rd Andover, KS 67002
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

American Family Insurance- Wes Sawyer

Address: 1224 North Andover Road #400 Andover, KS 67002
Phone:
Website: http://www.amfam.com/
Info:

Ocadiz, Jodi - Shelter Insurance

Address: 742 North Andover Road #5 Andover, KS 67002
Phone:
Website: http://www.shelterinsurance.com/CA/agent/JOCADIZ
Info:

Matthew Agard-Farmers Insurance

Address: 311 West Central Avenue Andover, KS 67002
Phone:
Website:
Info:

Garman Mike Farm Bureau Financial Services

Address: 324 W Central Ave Andover, KS 67002
Phone:
Website: http://www.fbfs.com
Info:

Housing Demographics for 67002

Population Review for 67002 Zip Code

For the city of Andover, the population within 67002 has increased to over 18,067 residents in population size. The current population total is 16,518. We have broken down the population based on race below. In 67002, there are over 8176 in male population and 8342 females.

PopulationValues
Total Population16,518
White Population13538
Black Population383
Hispanic Population1122
Asian Population694
Hawaiian Population15
Indian Population103
Other Population259
Male Population8176
Female Population8342
Population Estimate18067

Household Data for 67002

The average number of homes in 67002 is around 5,636, there are an average of 2.90 per household. The average house value according to local real estate values is around $234,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,636
Persons Per Household2.90
Average House Value$234,600
Income Per Household$102922
Median Age35.6
Median Age Male34.9
Median Age Female36.3
67002 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code316
CityAndover
City Alias NameANDOVER
CountyButler
County FIPS015
State FIPS20
Time Zone6
Day Light SavingY
MSA9040
PMSA
CSA556
CBSA48620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameWichita, KS
MSA_NameWichita, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses328
Number Of Employees3539
Business First Quarter Payroll30813
Business Annual Payroll137408
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population623061
CBSA Division Population0
Congressional District04
Congressional LandArea14315.68
Delivery Residential6230
Delivery Business328
Delivery Total7051
Preferred Last Line KeyW20042
Classification Code
Multi-County
CSA NameWichita-Arkansas City-Winfield, KS
CBSA_DIV_Name
City State KeyW20042
Land Area37.474000
Water Area0.441000
City Alias Code
City Mixed CaseAndover
City Alias Mixed CaseAndover
Box Count219
SFDU3634
MFDU403
State ANSI20
County ANSI015
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number190319
Unique ZIP Name
SSA State County Code17070
Medicare CBSA Code48620
Medicare CBSA NameWichita, KS
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseButler

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]