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66856 Homeowners Insurance Quotes & Rates

Lebo residents living within the 655 homes available in the zip code of 66856 are shopping online to compare cheaper and more affordable Lebo, KS home insurance rates. In the great city of Lebo, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Kansas is around $1,137 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 66856 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 66856 home insurance rates today! Please give us a call now at 1-913-276-4017. For Lebo, KS Homeowners Insurance Quotes, Click to easily get started!

66856 Home Insurance Average Premiums

Local 66856 homeowners insurance quotes comparison

$887 /yr.

Shows Zip Code: 66856 lowest rates with discounts applied on average.

For the 66856, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$887 /yr.
Average Coverage:$1137 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1437 /yr.

What is the average home insurance cost for a home in 66856?

  • • The average homeowners insurance premium paid annually for a home in 66856 is around $1137 per year.

What does it cost on average per month for home insurance in 66856?

  • • Homeowners in 66856 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 66856?

  • • Autoowners in 66856 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Lebo, check out other zip codes nearby 66856.
To review average rates in another zip code, click on a zip code below:
66856  | 

Home Replacement Cost Coverage in 66856

Average Building Cost Per Square Foot in 66856: $126

Location: Lebo, Kansas (Coffey County)

Average Square Footage in 66856: 1,083 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66856 before you start any project. Lebo homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66856 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66856 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,083 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lebo area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,083$136,400
Additional Upgrades & Added Features$1581,083$170,500
Major Home Updates or Advancements$1891,083$204,600

It's important to understand that when you estimate your replacement cost of your home in the 66856 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66856

Farm Bureau Financial Services - Bruce Calahan

Address: 8 W Broadway St # 424 Lebo, KS 66856
Phone: (620)256-6263
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66856

Housing Demographics for 66856

Population Review for 66856 Zip Code

For the city of Lebo, the population within 66856 has increased to over 1,254 residents in population size. The current population total is 1,567. We have broken down the population based on race below. In 66856, there are over 821 in male population and 746 females.

PopulationValues
Total Population1,567
White Population1473
Black Population4
Hispanic Population42
Asian Population5
Hawaiian Population0
Indian Population7
Other Population9
Male Population821
Female Population746
Population Estimate1254

Household Data for 66856

The average number of homes in 66856 is around 655, there are an average of 2.39 per household. The average house value according to local real estate values is around $136,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode655
Persons Per Household2.39
Average House Value$136,400
Income Per Household$70729
Median Age48.1
Median Age Male48.0
Median Age Female48.1
66856 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code620
CityLebo
City Alias NameLEBO
CountyCoffey
County FIPS031
State FIPS20
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees297
Business First Quarter Payroll2752
Business Annual Payroll12636
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea14143.34
Delivery Residential525
Delivery Business12
Delivery Total744
Preferred Last Line KeyW20863
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW20863
Land Area140.566000
Water Area2.160000
City Alias Code
City Mixed CaseLebo
City Alias Mixed CaseLebo
Box Count175
SFDU516
MFDU0
State ANSI20
County ANSI031
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number195060
Unique ZIP Name
SSA State County Code17150
Medicare CBSA Code99917
Medicare CBSA NameRural Areas in KS
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseCoffey

Kansas Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]