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66208 Home Insurance Rates

Getting multiple homeowners insurance rates in 66208 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Prairie Village, KS. Many homeowners based out of the 66208 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Kansas licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 66208 should appear in the zip code field ready to go. For Prairie Village, KS Home Insurance Quotes, Click to easily get started!

66208 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 66208 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Prairie Village. For a basic HO-3, standard homeowners policy, the average premium per year in Kansas is around $1026. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 66208 zip code today and let us help you save time and money on your homeowners insurance premium.

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66208 Home Insurance Average Premiums

Local 66208 homeowners insurance quotes comparison

$776 /yr.

Shows Zip Code: 66208 lowest rates with discounts applied on average.

For the 66208, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$776 /yr.
Average Coverage:$1026 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1326 /yr.

What is the average home insurance cost for a home in 66208?

  • • The average homeowners insurance premium paid annually for a home in 66208 is around $1026 per year.

What does it cost on average per month for home insurance in 66208?

  • • Homeowners in 66208 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 66208?

  • • Autoowners in 66208 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Prairie Village area, check out other zip codes nearby 66208.
Review average rates in another zip code:
66208 homeowners insurance rates

Home Replacement Cost Coverage in 66208

Average Building Cost Per Square Foot in 66208: $126

Location: Prairie Village, Kansas (Johnson County)

Average Square Footage in 66208: 2,736 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66208 before you start any project. Prairie Village homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66208 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66208 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,736 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Prairie Village area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,736$344,700
Additional Upgrades & Added Features$1582,736$430,875
Major Home Updates or Advancements$1892,736$517,050

It's important to understand that when you estimate your replacement cost of your home in the 66208 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66208

Allstate Insurance-Verne R. Peterson

Address: 7830 State Line Road Suite 210 Prairie Village, KS 66208
Phone: (913)648-8913
Website: agent.allstate.com/97105

Iroquois Services Corp

Address: 3500 W 83rd St Apt 112 Prairie Village, KS 66208
Phone: (913)341-7156
Website:

Allstate Insurance - Verne R. Peterson

Address: 7830 State Line 210 Prairie Village, KS 66208
Phone: (913)648-8899
Website:

Best Home & Auto Insurance Agencies in 66208

Iroquois Services Corp

Address: 3500 W 83rd St, #112 Prairie Village, KS 66208
Phone:
Website:
Info:

Garcia- Denise C - State Farm Insurance Agent

Address: 3810 W 75th St Prairie Village, KS 66208
Phone:
Website: http://www.denisegarcia.com
Info:

Allstate Insurance - Verne R. Peterson

Address: 7830 State Line Rd Prairie Village, KS 66208
Phone:
Website:
Info:

American Family Insurance - Cindy L Jarvis

Address: 4121 West 83rd Street #119 Prairie Village, KS 66208
Phone:
Website: http://www.insurance-agency.amfam.com/KS/cindy-l-jarvis/default.aspx?sourceid=yp3
Info:

Bottiger- Thomas K - State Farm Insurance Agent

Address: 8010 State Line Rd, #75 Prairie Village, KS 66208
Phone:
Website:
Info:

Housing Demographics for 66208

Population Review for 66208 Zip Code

For the city of Prairie Village, the population within 66208 has increased to over 22,849 residents in population size. The current population total is 21,870. We have broken down the population based on race below. In 66208, there are over 10276 in male population and 11594 females.

PopulationValues
Total Population21,870
White Population19651
Black Population211
Hispanic Population1002
Asian Population361
Hawaiian Population3
Indian Population57
Other Population218
Male Population10276
Female Population11594
Population Estimate22849

Household Data for 66208

The average number of homes in 66208 is around 9,109, there are an average of 2.36 per household. The average house value according to local real estate values is around $344,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,109
Persons Per Household2.36
Average House Value$344,700
Income Per Household$100643
Median Age39.9
Median Age Male38.6
Median Age Female41.2
66208 DetailsValues
StateKS
State Full NameKansas
City TypeB
City Alias AbbreviationPRAIRIE VLG
Area Code913
CityPrairie Village
City Alias NamePRAIRIE VILLAGE
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses608
Number Of Employees6487
Business First Quarter Payroll67348
Business Annual Payroll294287
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential9682
Delivery Business437
Delivery Total11232
Preferred Last Line Key016851
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State Key016851
Land Area6.501000
Water Area0.001000
City Alias Code
City Mixed CasePrairie Village
City Alias Mixed CasePrairie Village
Box Count91
SFDU8997
MFDU567
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number198355
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]