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66113 Home Insurance Average Premiums

Local 66113 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 66113 lowest rates with discounts applied on average.

For the 66113, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$830 /yr.
Average Coverage:$1080 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1380 /yr.

What is the average home insurance cost for a home in 66113?

  • • The average homeowners insurance premium paid annually for a home in 66113 is around $1080 per year.

What does it cost on average per month for home insurance in 66113?

  • • Homeowners in 66113 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 66113?

  • • Autoowners in 66113 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Edwardsville, check out other zip codes nearby 66113.
To review average rates in another zip code, click on a zip code below:
66113  | 

Home Replacement Cost Coverage in 66113

Average Building Cost Per Square Foot in 66113: $126

Location: Edwardsville, Kansas (Wyandotte County)

Average Square Footage in 66113: 1,310 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66113 before you start any project. Edwardsville homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66113 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66113 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,310 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edwardsville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,310$165,000
Additional Upgrades & Added Features$1581,310$206,250
Major Home Updates or Advancements$1891,310$247,500

It's important to understand that when you estimate your replacement cost of your home in the 66113 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66113

Best Home & Auto Insurance Agencies in 66113

Housing Demographics for 66113

Population Review for 66113 Zip Code

For the city of Edwardsville, the population within 66113 has increased to over 0 residents in population size. The current population total is 0. We have broken down the population based on race below. In 66113, there are over 0 in male population and 0 females.

PopulationValues
Total Population0
White Population0
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population0
Female Population0
Population Estimate0

Household Data for 66113

The average number of homes in 66113 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age0.0
Median Age Male0.0
Median Age Female0.0
66113 DetailsValues
StateKS
State Full NameKansas
City TypeZ
City Alias Abbreviation
Area Code913
CityEdwardsville
City Alias NameEDWARDSVILLE
CountyWyandotte
County FIPS209
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees220
Business First Quarter Payroll2961
Business Annual Payroll12961
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential0
Delivery Business0
Delivery Total2676
Preferred Last Line KeyW20476
Classification CodeP
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20476
Land Area0.000000
Water Area0.000000
City Alias Code
City Mixed CaseEdwardsville
City Alias Mixed CaseEdwardsville
Box Count535
SFDU0
MFDU0
State ANSI20
County ANSI209
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number194653
Unique ZIP Name
SSA State County Code17986
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWyandotte

Kansas Homeowners Insurance News & Information

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  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]