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Home Insurance in 66071

Our rates are very competitive for homeowners living in the 66071 zip code. Many homeowners based out of Paola, KS have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our KS licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 66071 should appear in the zip code field ready to go.

66071 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Paola area? The average homeowners premium in 66071 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 66071, you can expect to pay around $1070 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 66071 Today!

Get Home Insurance Quotes in 66071

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Kansas. Start your 66071 home insurance shopping today!

  1. Paola, KS Home Insurance Quotes

66071 Home Insurance Average Premiums

Local 66071 homeowners insurance quotes comparison

$820 /yr.

Shows Zip Code: 66071 lowest rates with discounts applied on average.

For the 66071, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$820 /yr.
Average Coverage:$1070 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1370 /yr.

What is the average home insurance cost for a home in 66071?

  • • The average homeowners insurance premium paid annually for a home in 66071 is around $1070 per year.

What does it cost on average per month for home insurance in 66071?

  • • Homeowners in 66071 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 66071?

  • • Autoowners in 66071 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Paola, check out other zip codes nearby 66071.
To review average rates in another zip code, click on a zip code below:
66071  | 

Home Replacement Cost Coverage in 66071

Average Building Cost Per Square Foot in 66071: $126

Location: Paola, Kansas (Miami County)

Average Square Footage in 66071: 1,784 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66071 before you start any project. Paola homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66071 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66071 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,784 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1261,784$224,800
Additional Upgrades & Added Features$1581,784$281,000
Major Home Updates or Advancements$1891,784$337,200

It's important to understand that when you estimate your replacement cost of your home in the 66071 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66071

Best Home & Auto Insurance Agencies in 66071

Adkins- James U

Address: 11 S Pearl St Paola, KS 66071
Phone:
Website:
Info:

Farmers Insurance Group

Address: 605 Baptiste Dr Paola, KS 66071
Phone:
Website:
Info:

Housing Demographics for 66071

Population Review for 66071 Zip Code

For the city of Paola, the population within 66071 has increased to over 12,888 residents in population size. The current population total is 12,416. We have broken down the population based on race below. In 66071, there are over 6179 in male population and 6237 females.

PopulationValues
Total Population12,416
White Population11216
Black Population162
Hispanic Population376
Asian Population43
Hawaiian Population6
Indian Population57
Other Population112
Male Population6179
Female Population6237
Population Estimate12888

Household Data for 66071

The average number of homes in 66071 is around 5,027, there are an average of 2.44 per household. The average house value according to local real estate values is around $224,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,027
Persons Per Household2.44
Average House Value$224,800
Income Per Household$77455
Median Age44.6
Median Age Male43.6
Median Age Female45.5
66071 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityPaola
City Alias NamePAOLA
CountyMiami
County FIPS121
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses345
Number Of Employees3521
Business First Quarter Payroll33194
Business Annual Payroll151302
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential5282
Delivery Business385
Delivery Total5823
Preferred Last Line KeyW21182
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21182
Land Area229.269000
Water Area6.171000
City Alias Code
City Mixed CasePaola
City Alias Mixed CasePaola
Box Count94
SFDU4687
MFDU19
State ANSI20
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number197007
Unique ZIP Name
SSA State County Code17600
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseMiami

Kansas Homeowners Insurance News & Information

  • How can I lower my homeowners insurance rate? Posted on Monday 18th August, 2025

    According to a recent report from the National Association of Realtors, homeowner insurance premiums have jumped up 10% since last year which follows a similar increase in 2023. Premium increases were even higher in states where severe weather and wildfires were more common.  In a recent AOL.com article, Paul Burns commented on how he had […]

  • 5 Perils Not Covered by Homeowners Insurance Posted on Tuesday 29th July, 2025

    Homeowners insurance is an absolute necessity to protect your home and its contents. If you have a mortgage on your home, it is also required. While homeowners insurance offers plenty of protection, there are gaps in coverage that you should be aware of because they can lead to massive out of pocket costs if you […]

  • Compare 2025 Homeowners Insurance Rates in Every State Posted on Thursday 24th July, 2025

    According to a recent study by Insurify, homeowners in every state will be paying more for insurance coverage by the end of the year.  The study found that climate change fueled natural disaster are the main cause of ever-increasing homeowner premiums. Wildfires out west, hailstorms in the Midwest and hurricanes and flooding in the South […]