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Searching for Homeowners Insurance in 66061

If you are a homeowners that lives in 66061 you may be searching for more affordable homeowners insurance in Olathe. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Olathe, KS. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Kansas licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 66061 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Olathe, KS home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 66061 Home Insurance Costs: high!

In Olathe, homeowners are paying roughly $1152 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 66061 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Olathe are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 66061 policy right now!

66061 Home Insurance Average Premiums

Local 66061 homeowners insurance quotes comparison

$902 /yr.

Shows Zip Code: 66061 lowest rates with discounts applied on average.

For the 66061, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$902 /yr.
Average Coverage:$1152 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1452 /yr.

What is the average home insurance cost for a home in 66061?

  • • The average homeowners insurance premium paid annually for a home in 66061 is around $1152 per year.

What does it cost on average per month for home insurance in 66061?

  • • Homeowners in 66061 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 66061?

  • • Autoowners in 66061 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Olathe area, check out other zip codes nearby 66061.
Review average rates in another zip code:
66061 homeowners insurance rates
66062 homeowners insurance rates

Home Replacement Cost Coverage in 66061

Average Building Cost Per Square Foot in 66061: $126

Location: Olathe, Kansas (Johnson County)

Average Square Footage in 66061: 2,195 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66061 before you start any project. Olathe homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66061 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66061 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,195 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Olathe area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,195$276,600
Additional Upgrades & Added Features$1582,195$345,750
Major Home Updates or Advancements$1892,195$414,900

It's important to understand that when you estimate your replacement cost of your home in the 66061 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66061

Farm Bureau Financial Services - Del Schoning

Address: 1009 E Highway 56 Olathe, KS 66061
Phone: (913)782-0033
Website: www.fbfs.com

Farm Bureau Financial Services - Terri Hatch

Address: 1009 E Highway 56 Olathe, KS 66061
Phone: (913)782-0033
Website: www.fbfs.com

Farm Bureau Financial Services - Mark Mann

Address: 1009 E Highway 56 Olathe, KS 66061
Phone: (913)782-0033
Website: www.fbfs.com

Farm Bureau Financial Services - Daniel Boyer

Address: 1009 E Highway 56 Olathe, KS 66061
Phone: (913)782-0033
Website: www.fbfs.com

Best Home & Auto Insurance Agencies in 66061

Kim Victor - State Farm Insurance Agent

Address: 125 S Parker St Olathe, KS 66061
Phone:
Website:
Info:

Allstate Insurance Companies - Sales Offices- Smithville

Address: 600 E Santa Fe St Olathe, KS 66061
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 66061

Population Review for 66061 Zip Code

For the city of Olathe, the population within 66061 has increased to over 71,416 residents in population size. The current population total is 66,166. We have broken down the population based on race below. In 66061, there are over 32995 in male population and 33171 females.

PopulationValues
Total Population66,166
White Population47774
Black Population3942
Hispanic Population10417
Asian Population2247
Hawaiian Population46
Indian Population402
Other Population4303
Male Population32995
Female Population33171
Population Estimate71416

Household Data for 66061

The average number of homes in 66061 is around 23,187, there are an average of 2.82 per household. The average house value according to local real estate values is around $276,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode23,187
Persons Per Household2.82
Average House Value$276,600
Income Per Household$97367
Median Age36.5
Median Age Male35.6
Median Age Female37.5
66061 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code913
CityOlathe
City Alias NameOLATHE
CountyJohnson
County FIPS091
State FIPS20
Time Zone6
Day Light SavingY
MSA3760
PMSA
CSA312
CBSA28140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameKansas City, MO-KS
MSA_NameKansas City, MO-KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1465
Number Of Employees27618
Business First Quarter Payroll405935
Business Annual Payroll1694489
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2035334
CBSA Division Population0
Congressional District03
Congressional LandArea757.2
Delivery Residential25325
Delivery Business1263
Delivery Total26154
Preferred Last Line KeyW21142
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW21142
Land Area63.292000
Water Area0.939000
City Alias Code
City Mixed CaseOlathe
City Alias Mixed CaseOlathe
Box Count0
SFDU11472
MFDU1884
State ANSI20
County ANSI091
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number196754
Unique ZIP Name
SSA State County Code17450
Medicare CBSA Code28140
Medicare CBSA NameKansas City, MO-KS
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseJohnson

Kansas Homeowners Insurance News & Information

  • Should I raise my deductible to $10,000 to help offset the cost of rising premiums? Posted on Wednesday 15th May, 2024

    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]

  • Texas is Seeing Major Increases in the Cost of Homeowners Insurance Posted on Tuesday 7th May, 2024

    Like much of the rest of the country, Texas is seeing major increases in the cost of homeowners insurance. According to an article in Austin American-Stateman, residents of Texas have seen their insurance rates go up 50.9% on average which is the largest increase in the country for that time period. Unfortunately, experts are predicting […]