Get multiple home insurance quotes in 66047. Our licensed 66047, KS agents are ready to serve you.

66047 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 66047 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Lawrence, KS. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 66047 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Kansas, like average Lawrence homeowners insurance rates, coverage options or home insurance types, please select Lawrence, KS Home Insurance Rates Online!

66047 Home Insurance Average Premiums

Local 66047 homeowners insurance quotes comparison

$810 /yr.

Shows Zip Code: 66047 lowest rates with discounts applied on average.

For the 66047, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$810 /yr.
Average Coverage:$1060 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1360 /yr.

What is the average home insurance cost for a home in 66047?

  • • The average homeowners insurance premium paid annually for a home in 66047 is around $1060 per year.

What does it cost on average per month for home insurance in 66047?

  • • Homeowners in 66047 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 66047?

  • • Autoowners in 66047 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

You can easily shop and compare home insurance rates within Lawrence, check out other zip codes nearby 66047.
To review average rates in another zip code, click on a zip code below:
66046  |  66047  |  66045  |  66044  |  66049  | 

Home Replacement Cost Coverage in 66047

Average Building Cost Per Square Foot in 66047: $126

Location: Lawrence, Kansas (Douglas County)

Average Square Footage in 66047: 2,018 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 66047 before you start any project. Lawrence homeowners pay on average around $126 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 66047 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 66047 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,018 sq. ft. and the average cost to rebuild the home in this area is around $126 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lawrence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1262,018$254,300
Additional Upgrades & Added Features$1582,018$317,875
Major Home Updates or Advancements$1892,018$381,450

It's important to understand that when you estimate your replacement cost of your home in the 66047 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 66047

Best Home & Auto Insurance Agencies in 66047

American Family Insurance - Ronald G King

Address: 3010 4 Wheel Dr Lawrence, KS 66047
Phone:
Website: http://www.insurance-agency.amfam.com/KS/ronald-g-king/default.aspx?sourceid=yp3
Info:

Jay Crabtree Farmers Insurance & Investment

Address: 3516 W 24th St Lawrence, KS 66047
Phone:
Website:
Info:

Hess, Chad Agent - Farm Bureau Financial Services

Address: 2311 Wakarusa Dr Lawrence, KS 66047
Phone:
Website: http://www.agentchadhess.com/
Info:

Greg Winner Insurance

Address: 2201 W 25th St Lawrence, KS 66047
Phone:
Website:
Info:

Housing Demographics for 66047

Population Review for 66047 Zip Code

For the city of Lawrence, the population within 66047 has increased to over 20,414 residents in population size. The current population total is 19,396. We have broken down the population based on race below. In 66047, there are over 9460 in male population and 9936 females.

PopulationValues
Total Population19,396
White Population14832
Black Population964
Hispanic Population1459
Asian Population977
Hawaiian Population8
Indian Population429
Other Population420
Male Population9460
Female Population9936
Population Estimate20414

Household Data for 66047

The average number of homes in 66047 is around 8,560, there are an average of 2.25 per household. The average house value according to local real estate values is around $254,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,560
Persons Per Household2.25
Average House Value$254,300
Income Per Household$56952
Median Age34.2
Median Age Male32.5
Median Age Female35.9
66047 DetailsValues
StateKS
State Full NameKansas
City TypeP
City Alias Abbreviation
Area Code785
CityLawrence
City Alias NameLAWRENCE
CountyDouglas
County FIPS045
State FIPS20
Time Zone6
Day Light SavingY
MSA4150
PMSA
CSA312
CBSA29940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLawrence, KS
MSA_NameLawrence, KS MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses343
Number Of Employees3629
Business First Quarter Payroll30285
Business Annual Payroll132571
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population110826
CBSA Division Population0
Congressional District01|02
Congressional LandArea52542.5|14143.34
Delivery Residential9073
Delivery Business281
Delivery Total13043
Preferred Last Line KeyW20853
Classification Code
Multi-County
CSA NameKansas City-Overland Park-Kansas City, MO-KS
CBSA_DIV_Name
City State KeyW20853
Land Area58.179000
Water Area8.233000
City Alias Code
City Mixed CaseLawrence
City Alias Mixed CaseLawrence
Box Count0
SFDU2851
MFDU1371
State ANSI20
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number195016
Unique ZIP Name
SSA State County Code17220
Medicare CBSA Code29940
Medicare CBSA NameLawrence, KS
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseDouglas

Kansas Homeowners Insurance News & Information

  • Which state pays the highest home insurance premiums in 2025? Posted on Thursday 24th April, 2025

    Recently, Insurify released its third annual American Homeowner Insurance report which offers a detailed forecast of insurance trends in the U.S. for 2025.  States that have a high risk of wildfires and severe weather will see the largest increases in homeowners insurance premiums. According to the report, Louisiana will see the largest premium increases with […]

  • Top 10 States That Have the Highest Rates of Uninsured Homes Posted on Tuesday 22nd April, 2025

    As recent headlines have made clear, climate change has led to more frequent extreme weather events which has led to a rise in homeowner insurance claims. As insurers deal with an increased number of claims, they pass those additional costs onto homeowners via higher premiums, regardless of whether you have filed a claim or not.  […]

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]