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Quickly Revew Homeowners Insurance in 52801

If you own a home in Davenport, IA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 52801 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Iowa licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 52801 and start comparing rates now.

52801 Homeowners Insurance Rates Are Considered: medium!

The average rate for a standard homeowners policy in 52801 is $762 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 52801 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Davenport, IA home insurance quotes in your local city and review the most competitive coverages and premiums.

52801 Home Insurance Average Premiums

Local 52801 homeowners insurance quotes comparison

$512 /yr.

Shows Zip Code: 52801 lowest rates with discounts applied on average.

For the 52801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$512 /yr.
Average Coverage:$762 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1062 /yr.

What is the average home insurance cost for a home in 52801?

  • • The average homeowners insurance premium paid annually for a home in 52801 is around $762 per year.

What does it cost on average per month for home insurance in 52801?

  • • Homeowners in 52801 pay a monthly average cost per month around $64.00.

What kind of discount could I get if I combine my home and auto insurance together in 52801?

  • • Autoowners in 52801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Davenport area, check out other zip codes nearby 52801.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 52801

Average Building Cost Per Square Foot in 52801: $130

Location: Davenport, Iowa (Scott County)

Average Square Footage in 52801: 1,269 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 52801 before you start any project. Davenport homeowners pay on average around $130 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 52801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 52801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,269 sq. ft. and the average cost to rebuild the home in this area is around $130 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Davenport area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1301,269$165,000
Additional Upgrades & Added Features$1631,269$206,250
Major Home Updates or Advancements$1951,269$247,500

It's important to understand that when you estimate your replacement cost of your home in the 52801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 52801

Trissel Graham Toole Inc

Address: 220 Emerson Pl Davenport, IA 52801
Phone: (319)322-3521
Website:

Best Home & Auto Insurance Agencies in 52801

Trissel Graham Toole Inc

Address: 220 Emerson Pl, #200 Davenport, IA 52801
Phone:
Website: http://www.tgtinsurance.com
Info:

Housing Demographics for 52801

Population Review for 52801 Zip Code

For the city of Davenport, the population within 52801 has increased to over 1,801 residents in population size. The current population total is 1,446. We have broken down the population based on race below. In 52801, there are over 876 in male population and 570 females.

PopulationValues
Total Population1,446
White Population980
Black Population328
Hispanic Population74
Asian Population21
Hawaiian Population0
Indian Population6
Other Population33
Male Population876
Female Population570
Population Estimate1801

Household Data for 52801

The average number of homes in 52801 is around 955, there are an average of 1.30 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode955
Persons Per Household1.30
Average House Value$165,000
Income Per Household$26034
Median Age35.3
Median Age Male35.8
Median Age Female34.1
52801 DetailsValues
StateIA
State Full NameIowa
City TypeP
City Alias Abbreviation
Area Code563
CityDavenport
City Alias NameDAVENPORT
CountyScott
County FIPS163
State FIPS19
Time Zone6
Day Light SavingY
MSA1960
PMSA
CSA209
CBSA19340
CBSA_DIV
CBSA_TypeMetro
CBSA_NameDavenport-Moline-Rock Island, IA-IL
MSA_NameDavenport-Moline-Rock Island, IA-IL MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses222
Number Of Employees3668
Business First Quarter Payroll45642
Business Annual Payroll195690
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population379690
CBSA Division Population0
Congressional District01
Congressional LandArea12048.84
Delivery Residential1386
Delivery Business225
Delivery Total1684
Preferred Last Line KeyW10373
Classification Code
Multi-County
CSA NameDavenport-Moline, IA-IL
CBSA_DIV_Name
City State KeyW10373
Land Area0.387000
Water Area0.160000
City Alias Code
City Mixed CaseDavenport
City Alias Mixed CaseDavenport
Box Count0
SFDU51
MFDU928
State ANSI19
County ANSI163
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number182232
Unique ZIP Name
SSA State County Code16810
Medicare CBSA Code19340
Medicare CBSA NameDavenport-Moline-Rock Island, IA-IL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseScott

Iowa Homeowners Insurance News & Information

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    According to industry reports, homeowners are raising their deductibles to $5,000 to $10,000 to help offset the cost of rising premiums.  While raising a deductible into the stratosphere will absolutely lower your homeowner insurance premium, it does mean that you will have to cover your deductible amount in the event you have to make a […]

  • Should I choose the minimum or maximum homeowners insurance coverage? Posted on Monday 13th May, 2024

    As homeowner insurance rates rise across the country, some homeowners are opting for policies that offer minimal coverage to keep their premiums affordable. Unfortunately, this choice will leave them at higher risk and in a position where they may have to pay more out of pocket if they have to make a claim on their […]